You may well find that the best way to come out ahead is to pay out-of-pocket and brush your teeth regularly at least twice a day, for a full 2 minutes. If you don't already have a regular dentist, call around to find the most reasonable fees and to see if the dental practice is willing to provide "senior" discounts. If you have good oral health and few health or dental problems, ask the dentist if you can stretch your exams out to every 9 months instead of twice a year, and space out X-rays..Illegal immigrants get jobs using counterfeit, invalid, and stolen Social Security numbers that employers use to withhold payroll taxes and report earnings to the Social Security Administration. Immigration advocates argue that unauthorized workers have little chance of collecting benefits. But once illegal workers gain a valid Social Security that changes. Social Security Administration policy allows noncitizens who have evidence of earnings, even for jobs worked under invalid Social Security numbers, to claim and reinstate those earnings for use in determining entitlement once they obtain their own Social Security number. The earnings are then used to determine the initial retirement benefit amount..Since 2009 the COLA was zero in 2010, 2011, and 2016, and only 0.3 percent in 201Since 2010, the COLA has averaged just 1.2 percent, compared to the prior decade, 2000 through 2009, when the COLA averaged 4 percent..The spending bill now moves to the Senate, where its future is uncertain. Leaders are not sure that they will have the votes needed to pass the bill in its current form, and many are predicting that the President will end up signing a "clean" spending bill into law at the end of February..TSCL would like to remind you to contact your Members of Congress to request their support for fair Social Security cost-of-living adjustments and other key issues. To find contact information for your Members of Congress, to learn more about key issues affecting seniors, or to sign a petition, please visit the ACTION CENTER of our website..Extremely low Social Security cost of living adjustments have significantly impacted the retirement income of almost two-thirds of all older Americans, according to a new analysis by The Senior Citizens League. "People who have been receiving Social Security benefits since 2009 - an estimated 64 percent of all beneficiaries - have been hit with the full brunt of extremely low COLAs over the past nine years," says The Senior Citizens League's Social Security policy analyst Mary Johnson. "Nine years is about one third the length of a typical retirement," Johnson points out. "Younger retirees since 2009 are also feeling the pain," she notes..The Social Security taxable maximum is tied to the wage index, but according to the Congressional Budget Office, the limit on the amount of wages that can be taxed has not kept up with the growth of wages of the most highly paid workers. Because wages for high - income earners are growing faster than for other workers, the taxable share of the nation's earnings subject to Social Security payroll taxes is falling - from 90 percent in 1983 to 82 percent in 201The trend is forecast to continue, with the CBO projecting the share of earnings subject to payroll taxation to drop to below 78 percent by 2026..Even though the rate of inflation is dropping, a proposal that would switch to a more slowly-growing CPI to calculate COLA continues to be pushed by proponents on both sides. The Congressional Budget Office has estimated that the "chained" CPI would reduce the federal budget deficit by more than 0 billion in the first ten years. It would do so by cutting the growth in a host of federal benefit programs, including military retirement in addition to Social Security, as well as increasing revenues if used to index the tax code..This week, one new cosponsor Senator Dean Heller signed on to Senator David Vitter's Notch Fairness Act. Senator Heller is currently the bill's only cosponsor.

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Nearly twenty new initiatives were revealed at Monday's conference. In his speech, President Obama announced one that will encourage workers to save more for retirement by helping states create new workplace-based savings opportunities. Currently, around one-third of all employees do not have access to a workplace retirement plan. The initiative announced on Monday will "provide a clear path forward for states to create retirement savings programs" by the end of this year, President Obama said..According to the Congressional Budget Office, a growing share of the government's spending for Social Security is going to pay for disability benefits.[iii] Between 1990 and 2012, the ratio of disabled recipients to retirees changed dramatically, increasing 112.5%, from 3.2 to 6.7 beneficiaries per 100 covered workers.[iv] In testimony to the House Subcommittee on Social Security, the Congressional Budget Office said that legislation enacted in 1984 expanded the ways in which people could qualify for the DI program, which included allowing symptoms of mental illness and pain to be considered even in the absence of clear - cut medical diagnosis. In addition, disabled beneficiaries also receive coverage under Medicare, regardless of age, after a 24 - month waiting period..The adjuvanted flu vaccine is made with MF59 adjuvant, an additive that can create a stronger immune response to vaccination. In a recent review of multiple vaccine trials, older adults who received a MF59-adjuvated vaccine had a significantly higher immune response than those who received a standard flu vaccine, The adjuvanted vaccine was available for the first time in the United States during the 2016-2017 flu season. Learn more about adjuvanted flu vaccine here. … Continued

Perspective Hotspot States See More Covid Cases In Nursing Homes

It can happen because the patient got treated by a doctor not on the list of providers that contract with that person's health plan to provide care at negotiated rates. This can happen on visits to a hospital emergency room, when there's no option of which doctor to see, for example..TSCL advocates for legislation that makes affordability for Medicare beneficiaries a priority. Medicare healthcare costs are the fastest growing cost that retired households face, and beneficiaries often shoulder a heavy financial burden. "Cutting Medicare benefits, while shifting more costs to beneficiaries, would be the wrong way to strengthen program financing" says Johnson..TSCL opposes the BCRA since it would undermine the health and financial stability of older Americans if signed into law. In the days ahead, we will continue to advocate against its passage on Capitol Hill. In the meantime, we encourage our members and supporters to contact their Senators to request their opposition to the bill. Calls from constituents have already made a significant difference in slowing down the movement of the bill through the Senate. Leaders originally hoped to hold a vote on the BCRA by Friday, June 30th, but because they could not secure the fifty votes needed, they have decided to postpone the vote until they return from the week-long holiday recess. … Continued

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