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Never provide your Social Security number, credit card, or banking information to anyone requesting it over the phone or at your home..I am committed to working with both Democrats and Republicans to take common sense, reasonable steps to strengthen Medicare and make sure it is strong for both current and future seniors. These sensible reforms include implementing electronic medical records, improving coordination of healthcare services, and continuing efforts to eliminate waste, fraud and abuse from the system..Third, three new cosponsors Representative John Garamendi, Representative Jim McGovern, and Representative Judy Chu signed on as cosponsors to the bipartisan Nursing Home CARE Act, bringing the total up to twenty-two. If adopted, the bill would protect Medicare and Medicaid beneficiaries by more quickly codifying emergency preparedness rules for nursing home facilities that receive funding from the federal government..With no increase in Social Security benefits over the past two.Social Security beneficiaries received a 2% cost-of-living adjustment this year, but most have seen their benefit increases completely offset by higher Medicare Part B premiums. Do you support legislation that would give older Americans a more fair and adequate Social Security COLA?.Here are some tips to help you budget:.The federal government negotiates prescription drug prices for Medicaid enrollees and for veterans, but it is not allowed to negotiate lower prices for Medicare beneficiaries. Do you support this policy?.To read more about Medicare see the 2015 Medicare & You handbook. Get a copy here..According to studies performed for TSCL, many Notch Babies, particularly those who rely on Social Security for most, if not all of their income, are at risk for living near or below the federal poverty level. For example, Notch Babies who retired in 1984 at age 65 with average benefits of 0 per month would receive about ,839 this year. In the 48 contiguous states and Washington DC, that's only 8% above the federal poverty guidelines.

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That's correct, you can work while receiving a Social Security retirement, or survivors' benefit. The Social Security Administration even says it could eventually mean a higher benefit for you, but it could also mean that your Social Security benefits may be reduced - at least temporarily - when you earn more than the annual limit. In addition, your earnings may subject a portion of your Social Security benefits to taxation.."The Social Security Notch: An Economic Analysis," John Haldi, The Senior Citizens League, October 2002..In fact, Senators on both sides of the aisle praised Burwell during their speeches on the Senate floor, expressing their high hopes for her work as HHS Secretary. Sen. Mike Johanns called her "a breath of fresh air," and Sen. Rob Portman said he thinks Burwell will help the department "get its act together." In addition, Sen. Johnny Isakson stated: "I'm looking forward to having someone in [HHS] that's going to be able to answer the hard questions. I might not like the answer, but I like having somebody who has the intellect and the capability and the willingness to be communicating with the Members of Congress." … Continued

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And remember, there is no plan anywhere on how to shore up Social Security, even if the Payroll tax deferment is not made permanent..Refinance and renovate. If you find your current mortgage payment is too high, refinancing to get either a lower monthly payment or to take cash out may be an option. Before you refinance, have a long–term repayment plan, a budget, and you may want to discuss your needs with an independent financial advisor. If you are refinancing to renovate an older home, think long and hard about how much longer you plan to stay in your home, and how well your current housing will serve you as your health changes. Get bids from contractors, and be sure to include costs for new appliances, carpets, and fixtures. Will you have sufficient income and savings to cover a mortgage payment and still have money for repairs and maintenance ten or twenty years from now? Can you recover your renovation investment if you have to move and sell sooner than you planned? Take time to shop and carefully compare terms on loans - don't be hurried into making a decision. Loan officers always push you to "lock in a rate." Always ask for a "good faith" estimate and an estimate of the closing costs..High Costs for Prescription Drugs More than Just Prices … Continued