The Social Security Trustees now say that benefit costs are exceeding the cash revenues coming in. Do you think changes are needed, and if so, what?.Despite the slowing of the CPI, earlier this year, Medicare actuaries estimated that the base Part B premium paid by most seniors will climb about 8%, from .90 per month to 9.10, starting next January..Unfortunately, for too many members of our communities, that's exactly what is happening, and it's something that I hear about far too often. Millions of seniors across the country, including my own mother, have been the victims of financial scams and they are being cheated out of their rightful retirement..By Jessie Gibbons, Legislative Director.This is a problem that affects retirees enrolled in Medicare Advantage plans much more so than those who have Medigap supplemental coverage which allows enrollees to see any provider that accepts Medicare. To reduce the costs of care, and to keep premiums low for consumers, Medicare Advantage plans contract with doctors and hospitals to create networks. Cost is a predominant concern and, in the process, plans create networks that exclude higher cost providers..Rushed or pressured to sign papers. Is the salesman or dealer herding you into an office and telling you to sign now or lose your deal? That's a sure sign it's a deal worth missing..Visit to participate in TSCL's annual Senior Survey..Compare the least expensive way to buy. - No matter how you buy it, fresh, frozen, or canned, most fruits and vegetables tend to be sold by the pound A more accurate price for comparison is the cost per serving. For example, part of the weight of canned goods is packing liquid and as a result most have fewer servings per pound than fresh or frozen counterparts..New Part D plan drug pricing programs may lower costs for those who seek out the savings. Recent Congressional scrutiny on drug pricing may be spurring some drug plans to drop prices. One of the biggest cost-savings found is a new drug plan pricing program that lowers the cost of insulin. In the 2018, the lowest cost Part D plan charged an copay for a 100/ML of Lantus Solostar. In 2019, a different plan had lowest cost copays charging as little as .00 - .00 for Lantus Solostar, in the Cigna-HealthSpring Rx Secure - Extra Part D plan. The highest cost plan, which does not cover Lantus, charges the full price, 3.18 per 100/ML.

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Compounding the problem, it's also common for people close to retirement to underestimate medical expenses. Four-out-of-ten participants in the Nationwide survey did not expect to spend any of their Social Security income on healthcare. The Social Security Administration, however, automatically deducts the Medicare Part B premium, which is 4.00 per month in 2018, from Social Security benefits. Medicare Part B premiums have been the fastest rising retiree cost over the past 18 years..TSCL supports legislation that would provide a more fair and adequate Social Security benefit by calculating COLAs using the Consumer Price Index for Elderly to calculate the annual increase. How do low Social Security increases and rapidly rising costs affecting you? TSCL wants to hear from you! Visit..Nearly 1.6 million Americans have Type 1 diabetes, including about 187,000 children and adolescents, according to the American Diabetes Association. Patients with Type 1 diabetes cannot make their own insulin and rely on manufactured versions to survive. … Continued

John Hillkirk

About.com has plenty of money saving tips on pet supplies and vet care..This week, lawmakers in the House remained in their home districts to continue the summer recess. They are expected to return to Capitol Hill next Tuesday, September 4th. In the days ahead, many Members of Congress will be attending local events and hosting town hall meetings in their home districts. The Senior Citizens League encourages its supporters to attend these events and to ask important questions of their elected officials, like the following five..Medicare spending in 2013 accounts for 16% of the federal budget. That spending is projected to almost double as a share of the nation's economy in coming years, according to the Congressional Budget Office. The House, Senate, and the President's budget plans contain a number of provisions that would cut federal spending on Medicare. But how do senior voters view the proposals? … Continued

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