TSCL is concerned that the monthly base Part B premium could jump by more than .40 rising from 4.60 to more than 2.00 in 202This doesn't have to happen! Congress can prevent this by providing an emergency COLA..Last summer's draught killed crops in almost 80% of the continental U.S. Higher wheat, corn and soybean prices are showing up in grocery receipts. Senior couples can expect higher food costs to add about 0 and more to their food bill this year..If you are leaning towards refinancing your home, look carefully into the closing fees. Will you be paying any closing costs out-of-pocket or will those costs get rolled into the loan? How would that affect monthly payments?Based on your credit profile, what interest rate do you actually qualify for, and how does that compare with what you are currently paying?.I decide I better put them back on my computer desk, but first I'm going to water the flowers..However, that all depends on the development of a vaccine that proves to be effective. Dr. Anthony Fauci believes that the Food and Drug Administration will approve a vaccine if it only works 50% of the time..The rapid growth in Medicare Part B costs is consuming an increasing share of beneficiaries' income. What proposals do you support to slow the growth in the out-of-pocket costs?.Even small tweaks in inflation can save the government hundreds of billions over time. Using the chained CPI would reduce the measured rate of inflation, and the amount of money you would receive in your COLA every year. The Congressional Budget Office has estimated that moving to the chained CPI would cut government spending on Social Security by 2 billion over the first 10 years alone..The income thresholds for the federal poverty levels are adjusted using a somewhat faster growing index than the one used to determine the COLA. Unlike the Consumer Price Index for Urban Wage Earners and Clerical Workers, which does not survey the costs of people over the age of 62, the Consumer Price Index for All Urban Consumers CPI-U includes the spending patterns of both younger workers and people over the age of 6Consequently the federal poverty limits increase somewhat faster than the CPI-W and today's COLAs. The 2016 poverty levels reflect a 0.1% increase over 2015 rather than zero like the Social Security COLA..During the August break an old and ugly threat to Social Security and Medicare surfaced once again. The Congressional Budget Office released its forecast of future federal government deficits. It said that deficits are expected to climb to over trillion in fiscal year2020, which begins this October And they will keep going up in the years after that.

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The resolution outlines more than trillion in spending cuts, calls for a repeal of the Affordable Care Act, and asks the committees of jurisdiction to come up with more than 0 billion in Medicare savings. If fully implemented, it would balance the budget within a decade..Expanded coverage of preventive services. The healthcare law expanded coverage of screenings for colon, prostate, breast cancer and other preventive services, which are now free if you follow Medicare's recommended frequency for getting the tests. Medicare will also pay for an annual wellness visit to the doctor..The Senior Citizens League would like to remind you that both Houses of Congress have adjourned for the August recess. The Senate is expected to be back in session on September 6th, while the House of Representatives will return on September 7th. … Continued

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You can contribute to more than one IRA. It's possible to have a traditional IRA, one or more 401s and a Roth IRA or Roth 40You can contribute to as many as you want but the total you may contribute is limited to a maximum amount that is adjusted annually and the type of account..The 1977 benefit formula changes affected workers who turned 62 and became eligible for benefits just two years later, in 1979 and thereafter. To protect people close to retirement from abrupt benefit cuts, and to phase in the benefit reductions, a 5-year transitional formula was provided affecting people born from 1917 through 192That group had their benefits figured two different ways using both the transitional benefit formula, and the new benefit formula. People received the higher of the two benefits..The Lower Drug Costs Now Act contains additional provisions to combat relentless prices increases. For example, the bill would expand Medicare Part D benefits to include dental, vision, and hearing coverage. And it would establish a new ,000 out-of-pocket limit on prescription drug costs. I'm proud to be a cosponsor of this bill, because American seniors shouldn't be subjected to unfair price hikes on lifesaving medications - especially when other industrialized countries are paying lower prices for identical drugs. … Continued

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