Check your health plan's "out-of-pocket" maximum and budget a little more annually for emergencies: Traditional Medicare has no limit on out-of-pocket spending for hospital or doctors' services. But Medicare Advantage plans have annual out-of-pocket limits. On average, the out-of-pocket limits for Medicare Advantage plans is ,037 this year, but limits can be as much as ,700. Check the booklet that came with your plan, or call your plan's customer service number. It's a good idea to budget more than the out-of-pocket maximum for goods and services not covered by Medicare or your plan. For example, your plan may cover eye exams but not glasses. It's also good to have more the out-of-pocket maximum set aside in case you should ever require hospitalization..The rationale for both the WEP and the GPO - that the Social Security benefit formula is overly generous to these individuals and that they are reaping unintended benefits - is very hard to justify today. In fact, Social Security benefits are quite modest when compared to the national pension systems of other developed nations. The modified benefit formulas used under each of these two provisions substantially reduces the benefit that workers were counting on, but these are benefits that were earned and paid for by Social Security taxes..For seniors - many of whom are on fixed incomes - these skyrocketing prices are unsustainable. Astronomical drug prices are forcing seniors to make daily choices between the medication they need to stay healthy and other necessities such as food, transportation, and housing costs. This is unacceptable..Uncertain: 17%.Look into mail-order pharmacies. When ordering by mail you can often save money because you order in quantity - a 90-day versus a 30-day supply. Many mail order pharmacies charge lower co-pays for a 90-day supply than what you pay for a 60-day. Check with your drug plan to find out if mail order is available..TSCL agrees with Congressman Garamendi, and we hope to see his CPI-E Act signed into law before the end of the 115th Congress. For more information on H.R. 1251, visit the Bill Tracking section of our website. To read The Senior Citizens League's Loss of Buying Power study, click HERE..This week, the House Ways and Means Committee held a four-day markup to work on comprehensive tax reform legislation called the Tax Cuts and Jobs Act. The bill, which was released by Republican leaders in the House last Thursday, would consolidate the existing individual tax brackets from seven to four, double the standard deduction for taxpayers, permanently reduce the corporate tax rate, cap home mortgage interest deductions, and limit deductions for state and local taxes, among many other things..During the August break an old and ugly threat to Social Security and Medicare surfaced once again. The Congressional Budget Office released its forecast of future federal government deficits. It said that deficits are expected to climb to over trillion in fiscal year2020, which begins this October And they will keep going up in the years after that..In a statement, Senator Warren said: "This bill will make a life changing difference for the millions of Americans who experience hearing loss but can't access the care they need because of archaic regulations. I'm glad to work with Senator Paul on this common-sense step to bring down costs for our seniors."

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While Part D costs are not capped, there is a "catastrophic level" of coverage that kicks in once Part D enrollees spend ,000 of their own money out-of-pocket. Five thousand dollars is just the threshold in 201That threshold is forecast to rise to more than ,000 per year in just eight years. Even worse, the ,000 threshold is just for your covered drugs under Part D. It does not include other out-of-pocket spending for Medicare, such drugs you may receive through Medicare Part B, and all other out-of-pocket costs..Totalization with Mexico is highly controversial because of the millions of Mexicans who have illegally worked in the United States without authorization. The agreement raises concerns that millions of such workers and their dependents would become newly eligible for Social Security benefits worsening the long-term solvency of the program. In addition, substantial new costs could trigger benefit cuts and higher taxes for both retirees and workers..Medicare remains a target of budget cuts in Washington as political leaders and other policy makers consider potential changes to the program. How much do you know about Medicare, the people it serves, the benefits it covers, and its financial status? … Continued

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Research Medicare Advantage health plans that offer some dental benefits. Medicare's fall Open Enrollment period starts October 15th and runs through December If you are already enrolled in a Medicare Advantage plan it's a good idea to compare plans in your area every year anyway, and switch if you can find better coverage at a lower cost. You need to do the math on the deductibles, co-pays or co-insurance for the comprehensive benefits offered, including hospital, doctors, outpatient services, and prescription drugs that you already take before switching. Pay close attention to the fine print on additional benefits. Those dental benefits may only be in the form of discounts with network providers. TSCL strongly recommends AGAINST dropping a Medigap supplement to enroll in a Medicare Advantage plan solely based on additional benefits like dental coverage. Those additional benefits can end suddenly, especially when plans cut costs to compensate for lower government reimbursements, so don't bet your Medigap coverage on them..The bill that was approved on Tuesday includes a million boost in funding for the Social Security Administration, million for a new initiative that would work to prevent elder abuse, and nearly million in extra funding for the Social Security Disability Insurance program, which is currently struggling with a massive backlog of continuing disability reviews. Additionally, it includes .7 million for fraud prevention within Medicare and Medicaid more than twice the level that was allocated in fiscal 201According to the Subcommittee, every spent fighting fraud results in a return of .By increasing next year's funding, appropriators expect to see .4 billion in savings..New Alzheimer's Drug Sparks Controversy … Continued

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