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By Jarrad Hensley, TSCL Legislative Assistant.Get started now on a financial habit that can give you big savings for the time you invest in shopping around..Since you have not reached your full retirement age, you are subject to the Social Security "earnings test" if you work and collect benefits at the same time. Social Security recipients are required to report earnings if you collect benefits. But if you are like many others, when you reported your modest earnings, a Social Security staffer may have told you, "Don't worry, Social Security will automatically recalculate your benefits.".In addition, one new cosponsor Rep. Corrine Brown signed on to the Improving Access to Medicare Coverage Act. The cosponsor total is now up to one hundred and forty-four. If signed into law, H.R. 1179 would amend current Medicare policy to count hospital stays under "observation status" towards the three-day requirement for skilled nursing care. Currently, those under "observation status" don't qualify for coverage of the benefit, and they are often hit with large, unexpected bills after receiving necessary medical care. TSCL believes the current policy is unfair, and we were glad to see support grow for H.R. 1179 this week..As negotiations continue over the coming days, TSCL will continue to monitor them closely and encourage lawmakers to avoid another shutdown on December 11th, since it would likely have a negative impact on Social Security and Medicare benefits. For updates, visit the Legislative News section of our website..benefit does not cover some extras like drugs, supplies and extra.Before a company's drug patent expires, manufacturers of generics race to file lawsuits to challenge the patent. The company that wins gets a six-month period of exclusive sales to sell the drug. While this doesn't always happen, when it does it can delay real market competition until several manufacturers start making the generic version..Medicare Extra Help helps pay for some, or most, of the out-of-pocket costs for Medicare prescription drug coverage. It is also known as the Part D "Low-Income" subsidy. Extra Help pays for the Part D premium up to a certain amount, lowers the cost of your prescription drugs, gives you special enrollment periods to switch plans, and eliminates the Part D late enrollment penalty if you did not enroll in Part D by your original deadline. If your income is under ,615 or ,175 and you have limited savings and resources, you might be eligible. Apply for Medicare Extra Help on the Social Security website..Call Congress

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Estimate your costs and when you may risk hitting the doughnut hole: Based on the prescriptions you enter, the Medicare Drug Plan Finder can estimate your annual costs and when you potentially may hit the doughnut hole..The following Members of Congress, among many others, will be holding town hall meetings in the days ahead: Reps. Eric Swalwell, Susan Brooks, Gary Palmer, Lamar Smith, Bruce Westerman, Randy Hultgren, Eleanor Holmes Norton, Marc Veasey, and Ed Perlmutter..Talk to your doctor about the best schedule to resume routine or elective care. Be realistic. The above Medicare bulletin continues to recommend that people age 65 and over stay home when possible, continue to social distance by standing at least 6 feet away, wear a face mask, and keep washing hands! Stay safe. … Continued

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Thus the new formula went into effect almost immediately for most people and is one reason why retirees born over the ten-year period of 1917 through 1926 were affected, not only those covered by the five-year phase-in. In addition, the economy did not perform the way Congress and the Social Security Administration assumed it would under the new benefit formula. Slower than anticipated wage growth, and higher than expected price inflation, resulted in even greater benefit reductions than under original assumptions. These economic conditions persisted for a decade, thus affecting those born over a ten-year period..If signed into law, the Medicare Physician Payment Innovation Act would repeal the Sustainable Growth Rate formula and set up a five-year trial period during which the Centers for Medicare and Medicaid Services would test and evaluate new payment and delivery models. It would prevent scheduled pay cuts to physicians who treat Medicare patients, and it would stabilize reimbursements throughout the trial period..In 2010, to generate support from wary seniors, proponents of healthcare reform widely touted new Medicare benefits under healthcare reform with mailings and even an ad campaign featuring Andy Griffith of Mayberry R.F.D. But virtually nothing about the controversial changes - like determining Part D premiums based on income - ever made it into the media, let alone Andy's scripts. … Continued