After passing The Middle Class Tax Relief and Job Creation Act late last month, Congressional leaders quickly began selecting conferees to be named on the payroll tax conference committee. The bi-partisan panel will negotiate details beyond the 60-day payroll tax holiday extension and "doc fix" that will expire March 1st..TSCL will be keeping a close eye on this subject because we know that so many seniors and their families are desperately hoping there will be some new breakthrough that will effectively treatment Alzheimer's and other forms of dementia. But the cost of this drug is so expensive, and it could have a major impact on the Medicare budget that already is in critical financial condition..Unlike many other organizations TSCL accepts no government funding -- this leaves us free to truly represent the interests of supporters like you..A widely-discussed plan to reduce the federal deficit would use a slower-growing consumer price index, known as the "chained" CPI, to calculate the annual cost-of-living adjustment. The proposal, often referred to as "chaining" the COLA, would not be the first time the government has tweaked the inflation index to cut government spending on benefit programs.These questions were prepared as a public service by The Senior Citizens League, 1001 N. Fairfax St. #101, Alexandria, VA 22314, 703-548-556With over 1 million supporters, The Senior Citizens League is one of the nation's largest nonpartisan seniors groups. TSCL consists of vocally active senior citizens concerned about the protection of their Social Security, Medicare and veteran or military retiree benefits..Dining On A Social Security Budget.Transportation services.Drug and Health Plan Finders at : The only way to be sure you're getting unbiased information is to use the drug and health plan finders on the Medicare website, not from a dot com or even a dot org website, because most others receive income from ads, selling health plans or prescription drugs. Using the Drug and Health Plan Finders you can get an overview of the Part D and Medicare Advantage options in your area and estimated costs based on the prescriptions you take. Click on the Drug and Health Plan Finder link on the homepage and you will be taken to a page that will ask you a series of questions to get started. There's a Medicare Plan Finder online tutorial video to help show you what to do..Medicare does not cover routine dental care that you normally receive for the health of your teeth. According to Medicare Interactive, a resource for answers to your Medicare questions maintained by the Medicare Rights Center, Medicare will not cover routine checkups, cleanings or fillings. In particular Medicare will not pay for dentures. Even if you have to have teeth extracted as preparation for a medical procedure, you are responsible for the cost of your dentures.

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Seniors like your husband who are 65 and older, and enrolled in Medicare, are not affected by the new health insurance coverage requirements that become effective January 1, 201But big changes are coming to health insurance coverage for about 62 million seniors age 50 through 64 who are not yet enrolled in Medicare..If you are leaning towards refinancing your home, look carefully into the closing fees. Will you be paying any closing costs out-of-pocket or will those costs get rolled into the loan? How would that affect monthly payments?Based on your credit profile, what interest rate do you actually qualify for, and how does that compare with what you are currently paying?.What you can do: Members of Congress are more likely to re-think voting for legislation when they see a large number of seniors are adamantly opposed to cutting COLAs. Add your name to TSCL's Social Security Fairness Petition. Have your costs jumped this year? Send us an email telling us your story. … Continued

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It also seems to be a more severe flu strain than the seasonal flu which means more people require greater medical care. For most people this flu is survivable but without the extra medical care that someone might normally need they may succumb to it..Look into mail-order pharmacies. When ordering by mail you can often save money because you order in quantity - a 90-day versus a 30-day supply. Many mail order pharmacies charge lower co-pays for a 90-day supply than what you pay for a 60-day. Check with your drug plan to find out if mail order is available..The report stated that the four changes together would eliminate 113% of Social Security's projected long-term financing gap. The majority of participants, who included all income levels, and political party affiliations, preferred the package of changes. "This survey reflects similar findings to surveys conducted by TSCL," says TSCL's Executive Director Shannon Benton. We hope that this survey can serve as an outline for a plan to strengthen Social Security without having to rely on benefit cuts," she states. "We encourage our readers to share the findings of this study with your Members of Congress," Benton adds. … Continued

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