This week, the Social Security and Medicare Boards of Trustees released their highly anticipated annual reports on the financial status of the two programs. In addition, lawmakers remained in their home states and districts to continue the two-week spring recess.."The switch looks deceptively small on paper," says TSCL's Executive Director Shannon Benton. "But it would have a big impact on Social Security income," she says..Apply for Extra Help. Extra Help is the Medicare program for low-income seniors that can help with most, or all of the cost of your drug plan premium, deductible, and co-pays. You also get valuable coverage in the Part D coverage gap. If you qualify, you would pay between - for each drug. Apply even if you aren't sure, because the income requirements are not as stringent as those for State Pharmacy assistance programs..This year, for the first time in decades, "expanding" Social Security became the platform of a major political party - the Democrats - while both presidential candidates, Clinton and Trump, expressed opposition to any benefit cuts. And lending credibility to the claims, legislation is pending in both the Senate and the House that would provide a boost to Social Security benefits and use a "seniors" CPI, the Consumer Price Index for the Elderly, to determine the annual cost-of-living adjustment. The legislation would finance doing this by lifting the payroll taxable maximum - which is currently capped in 2016 at the first 8,500 in earnings..Homeowner's, auto, and flood insurance are three of Joe's fastest rising costs, since he lives on the eastern coast of the Florida. The insurance industry says that homeowners and auto insurance costs are impacted by both the number and intensity of severe storms in recent years..To ensure the solvency of Social Security for retirees and disabled who live in the U.S. and pay into the system legally, the study makes the following recommendations:.As of June 30th, the fate of the Senate's repeal and replace healthcare bill remains uncertain. The legislative in the Senate has avoided full bipartisan committee consideration and open hearings. We urge you to contact your Members of Congress and tell them NO to Medicaid cuts..Seniors have lost more than 20% of their purchasing power since 2000. What is your position on the adoption of the "chained" CPI for the calculation of COLAs, which studies show would put the purchasing power of Social Security benefits even further behind?.Social Security beneficiaries received a 2% cost-of-living adjustment this year, but most have seen their benefit increases completely offset by higher Medicare Part B premiums. Do you support legislation that would give older Americans a more fair and adequate Social Security COLA?

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"When family caregivers don't get the support they need, and few get enough, they are faced with leaving their jobs, taking on significant debt, or moving their loved ones out of their homes and into costly assisted living facilities," Cates notes. TSCL believes this growing problem must be addressed to enable older and disabled Americans to live with dignity in their homes and communities. TSCL encourages the public to contact Members of Congress and ask elected lawmakers to support the Credit For Caring Act. To learn, more visit..The report stated that the four changes together would eliminate 113% of Social Security's projected long-term financing gap. The majority of participants, who included all income levels, and political party affiliations, preferred the package of changes. "This survey reflects similar findings to surveys conducted by TSCL," says TSCL's Executive Director Shannon Benton. We hope that this survey can serve as an outline for a plan to strengthen Social Security without having to rely on benefit cuts," she states. "We encourage our readers to share the findings of this study with your Members of Congress," Benton adds..Eliminating the payroll tax is estimated to put more money into the pockets of working people. But at today's savings rates, that could leave even more Americans much worse prepared for retirement than they already are. "By far the biggest winners of this proposal would be the share - holders of the nation's largest employers," Johnson says. "Companies would pocket the 6.2 percent payroll tax they currently spend matching the 6.2 percent withheld from employees, making this one of the biggest corporate tax breaks in our nation's history." "This proposal is an insidious attack on the finances of all Social Security beneficiaries," Johnson says. … Continued

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To begin with, it will apply only to some seniors, depending on which Medicare supplement program they enroll in, and it is completely voluntary on the part of both the supplement provider and the individual enrolled in Medicare..The Medicare Part A outlook has worsened due to both the financial impacts of COVID-19 and the high levels of people out of work. Nationwide business closures, layoffs and salary cuts, have significantly reduced the amount of revenues received by the Medicare HI trust fund over the past year, while payments to hospitals were increased 20% by emergency legislation for COVID-related care, and the elimination of cost sharing associated with COVID treatments..To help make the right saving and distribution decisions, get professional advice from professional financial advisors. … Continued

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