If you own a pet and have been to the vet lately, the bill may have taken a big bite out of your budget. Like human healthcare, the cost of vet services is growing several times faster than inflation. But unlike human healthcare, the cost of vet services has been growing even faster than the cost of medical services from your doctor 68% faster in 2013 alone. And although you may have Medicare or some other type of health insurance for yourself, chances are you don't have health insurance for your pet meaning you foot 100% of the vet bills..If adopted, the Ways and Means Committee's bill would increase the federal deficit by .5 trillion over ten years and according to budget experts, the projected economic growth due to its passage would not come close to offsetting the cost. TSCL is concerned that the Tax Cuts and Jobs Act if signed into law would open the door for major cuts to programs like Social Security, Medicare, and Medicaid..The answer depends upon whether you start your benefits before or after your full retirement age - which in 2017 is 6When you start Social Security benefits before your full retirement age, you will be subject to the Social Security earnings test. The earnings test can cause Social Security to withhold your benefits if you earn more than the annual exempted amount. In addition, your initial retirement benefit will be permanently reduced, because you started Social Security prior to your full retirement age. It pays to wait until 6Here's why:.This week, TSCL announced its support for new legislation from Congressman Walter Jones that would create a Social Security guarantee for all eligible recipients. The Social Security Guarantee Act, if adopted, would guarantee by law the right of individuals to receive Social Security benefits in full and with accurate annual cost-of-living adjustments..The House of Representatives has already passed legislation dealing with those problems and more, but there has been a great deal of fighting between the Republican Senators who are the majority in the Senate, and also between the Senate and the President..This week, lawmakers in the Senate held several failed votes on bills that would have repealed and replaced parts of the Affordable Care Act. In addition, two key bills that would improve Social Security benefits gained support in the House..TSCL continues to support efforts to lower prescription drug prices and we will be watching this very carefully as things develop in the next few weeks..Here's a hypothetical example: Let's say that you shop at the same grocery store every week. The price of navel oranges varies by the time of year, but in December of 2018 you were able to buy navel oranges for about .39 a pound. By June of 2019, however, the price goes up to .4That's a difference of $.10 a pound and a 7% jump in cost. That's price inflation..Call Social Security at for more information about your Medicare eligibility and to sign up for Part A and/or Part B. You can also apply at /retirement. You can get free personalized heath insurance counseling from your State Health Insurance Assistance Program. Many of these programs operate through area agencies on aging. Check your local phone book or call the Eldercare Locator to find help in your community.

District One Hospital Services Cardiac Rehabilitation

This week, action on Capitol Hill was slow as Members of Congress remained in their home states and districts to prepare for the upcoming election. Lawmakers are expected to return to Capitol Hill on Tuesday, November 13th, to begin the lame-duck session..It's important for people planning retirement to learn the age in which you would "break even" for taking benefits earlier than age 70 - which is helpful in determining your optimal age to retire - and how much more you would get if you worked a few more years..Transportation services … Continued

Prevent Dont Let Cystitis Interrupt The Honeymoon

This occurred all over the U.S. at the very same time that food prices exploded. On December 21, 2020 the Louisiana Department of Children and Family Services, for example, announced that as of January of this year, 75,079 SNAP households would see an average reduction of in monthly benefits due primarily to the COLA. Another 118 SNAP cases would close, as increased income pushes those households over the eligibility limit..Starting benefits prior to full retirement age means you receive benefits over a longer period of time, but the amount you get will be reduced, perhaps significantly. Delaying the start of your benefits until after your full retirement age of 67, until age 70 means a bigger check but paid out over a shorter period of time..That's changing this year due to new Medicare rules that require suppliers to engage in competitive bidding to supply seniors with this equipment. A two-year pilot of competitive bidding in nine cities succeeded in lowering Medicare's durable medical equipment costs by a third. Lower costs for Medicare should also mean lower co-pays for seniors. … Continued

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