This is a tough decision, for which you need independent advice from someone other than the marketing agent of a MA plan. TSCL strongly recommends that you contact your area agency on aging or senior services department and ask for one-on-one counseling available through your State Health Insurance Assistance Program. The service is available at no charge..The federal government negotiates prescription drug prices for Medicaid and for veterans, but it is not allowed to negotiate lower prices for Medicare beneficiaries. Do you support this policy?.In a letter of endorsement to Rep. Valadao, Ed Cates TSCL's Chairman wrote, "As you know, identity theft is a significant and growing problem, and older Americans are disproportionately affected since they rely heavily on paper mail carried by postal delivery services. Greater protection from identity theft is critical to our members and supporters nation-wide.".You are homebound. This means you are unable to leave home without considerable effort and you require help doing so..Compare details carefully: When making health plan benefit comparisons, closely examine the co-payment structure between plans. Your lowest costing plan may not be the best deal if you have health conditions like diabetes, or cancer that require trips to specialists, and pricey outpatient services like CT scans. Refer to your 2012 medical expenses to give you an idea of what the costs would be under alternate plans..New study says drug prices really have been increasing.I recently learned that my ex-spouse passed away due to the coronavirus. He was older than I am, and had already started Social Security. He was getting about ,875 before we divorced. I'm remarried now, but my husband hasn't started benefits. He's only working part time. Would I possibly qualify for Social Security widower's benefits based on my ex-husband's Social Security?.Now a leading budget policy organization is pushing Congress to fully offset the cost of building the wall and other new spending and tax cuts with entitlement cuts - specifically, adopting the more slowly-growing Chained Consumer Price Index to calculate annual Cost of Living Adjustments. That's a change that would cut federal spending by about 0 billion, the group estimates..Consumer price index data show that the rate of inflation has changed significantly over the past decade, and has yet to return to the average rate during the decade prior to the 2010 Great Recession. From 1999 to 2008, COLAs averaged 3%. Since 2010, however, the COLA, which is tied to the increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers, has averaged just 1.4%. Since that year, inflation has been so low that there was no COLA payable three times - in 2010, 2011, and 201In 2017, inflation was almost zero at just 0.3 percentage point. This is not normal, and research on the costs experienced by older Americans indicates the COLA often doesn't reflect inflation that retirees actually experience.

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On Tuesday, after five days of debate, the Senate Judiciary Committee approved the "Gang of Eight's" comprehensive immigration reform bill by a vote of thirteen to five. If signed into law, the bill would provide more than 11 million immigrants with a path to citizenship. A number of amendments were adopted by the Senate Committee members, but TSCL was disappointed that they failed to approve an amendment that would have prevented immigrants from earning Social Security credits based on work completed while in the country illegally. Sen. Orrin Hatch sponsored the amendment, and while he ultimately voted in favor of advancing the bill, he did state that it "needs more improvement" before he would consider supporting it on the Senate floor..Center for Disease Control says Face Coverings Remain Key.Sen. Kerry's bill, if signed into law, would amend the Social Security Act to repeal the Government Pension Offset and the Windfall Elimination Provision. These two provisions unfairly reduce the earned Social Security benefits of millions of teachers, firefighters, peace officers, and other state or local government employees each year. TSCL believes that Congress should repeal the GPO and the WEP so that dedicated public servants receive the retirement security they deserve. … Continued

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You should know that there are some groups who call themselves senior groups but are funded mostly by the drug makers and other corporate interests. Whereas TSCL is beholden only to you, those groups dare not oppose the corporations that fund them, whether it is in the interests of seniors or not..Could the annual Social Security cost-of-living adjustment be more fairly adjusted to provide a fixed annual dollar amount? If the dollar amount of the increase were to be based on middle income, then low- and middle-income beneficiaries would be on more equal footing, and higher income beneficiaries would not be hurt any worse than we typically are anyway like this year with a 1.3% COLA!.That said, roughly 30 percent of beneficiaries are not protected by the provision, and they can be subject to substantial spikes in the Part B premiums. In the past, the costs of the unpaid portion of Medicare Part B premiums of those who were protected by hold harmless were shifted to those who were not protected by the provision. Because fewer people were covering the costs Medicare Part B premiums, increases were significantly higher than usual. … Continued

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