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Medicare Advantage plans combine both parts of Medicare, and the health plans are required to cover everything that is covered under original Medicare. However, your provider may be reporting your doctor's orders to your Medicare Advantage plan in order to get prior authorization for your CT scan. Most Medicare Advantage plans routinely require prior authorization to manage your care and to prevent excess use of care that has not been documented as medically necessary. This practice protects you from surprise bills, and confirms that the provider is authorized to bill your Medicare Advantage plans for your care..The Social Security's Trustees annual report, which was prepared before the onset of COVID-19 and subsequent shut down of the economy, forecasts that the Social Security trust funds will be depleted by 203But a number of Social Security experts are beginning to warn that the program could run low much sooner, by as early as the end of this decade..On Wednesday, the Social Security and Medicare Trustees released their 2015 reports on the financial outlook of the two programs. At a press briefing, Treasury Secretary Jack Lew said: "Today's reports confirm that both Social Security and Medicare are secure today and will remain secure in the years to come. Consistent with previous years, today's reports also show that these programs are facing challenges that need to be addressed.".What to Do When Your Doctor Prescribes an Expensive Medication that Your Insurance Doesn't Cover.The report's most critical finding was that Social Security's Disability Insurance trust fund remains in serious financial trouble. It is projected to become insolvent in 2016, and if Congress fails to take action, beneficiaries will see a 19 percent benefit cut next December. For the average disabled enrollee, that would amount to almost 0 less in monthly benefits. Each of the six Trustees urged lawmakers to reallocate the payroll tax immediately to address the program's insolvency, and to begin considering long-term solutions that will strengthen both of Social Security's trust funds..According to most projections the change would cut benefits by about 7% over 25 years for current beneficiaries. But that estimate doesn't include the full cost of the cut for new retirees. Baby Boomers who have not yet turned age 60 would be hit particularly hard because the COLA is used in the Social Security benefit formula to adjust average monthly earnings once a person turns 60. The adjustment is automatically applied even if people haven't yet filed a claim for benefits. The COLA adjustments along with a delayed benefit credit helps to boost initial benefits of people who delay benefits and work longer..And overwhelming majority 95% of those polled said YES! Amnesty by Executive Order is presidential over-reach. Changes in immigration law should be left up to Congress..This year, more than 50% of Social Security beneficiaries paid taxes on their benefits, even though many of them only made twice the federal poverty level in income. Do you believe this is fair, and if not, what should be done about it?.More people than ever face a lower standard of living in retirement, according to a growing number of troubling new studies. There are several reasons why this is occurring: