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Your Social Security benefits are affected by the Windfall Elimination Provision. It affects people who have worked in jobs covered by Social Security and other jobs in which Social Security taxes were not taken out of your pay - like some government jobs, or for employers in other countries. The good news is that the WEP does not apply to survivors benefits, and because your wife worked in a private sector job that was covered by Social Security, she's not affected by the Government Pension Offset - a similar provision that reduces spouses and survivor benefits..Your own retirement benefit would be low if you were to take it at age 64 - prior to reaching your full retirement age. Full retirement age at which you start receiving full, unreduced benefits, is rising. For people born in 1956 your full retirement age is 66 and 4 months..Rather than cutting back on one or two drugs, there was a large group that stopped filling most if not all their prescriptions as copays went up..The Senior Citizens League is hopeful that Congress will pass responsible reforms to the Social Security and Medicare programs as soon as possible to strengthen benefits and restore the solvency of the Trust Funds. For more information about legislation that has been endorsed by The Senior Citizens League, visit the Bill Tracking section of our website..At my urging, she returned to her doctor and was given a new brand prescription.Here are tips to help you maintain your oral health without depleting your budget:.When you claim benefits before reaching full retirement age, benefits are reduced by as much as 30%. But only one - in - three people even know their full retirement age - the age at which you can claim full, unreduced benefits. It's not surprising that most people claim benefits at 62, even though benefits are reduced. Eligibility to begin benefits at age 62 is the one piece of information about Social Security that most people know..This week, Members of Congress continued working on a .1 trillion spending bill to fund the federal government past December 11th. Lawmakers in the Senate passed a five-day continuing resolution on Thursday afternoon to buy more time for the negotiations. At the time of writing this week's update, those in the House had not yet passed the stopgap funding bill, but they are expected to overwhelmingly vote in its favor before midnight on December 11th, and President Obama has already said he will sign the short-term fix into law..TSCL will watch closely to see what, if anything, is introduced in Congress to boost Social Security payments for seniors and we will keep you posted as things move forward.

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The statement that "nearly two-thirds of undocumented immigrants affected by the president's executive action don't pay taxes today" doesn't appear to be supported by the government's own data, and is contradicted by statements from Social Security's own Chief Actuary Stephen Goss. Goss was quoted in The New York Times as saying that about "three-quarters of other-than-legal immigrants" already pay payroll taxes. And the Social Security Administration receives on average about 9 million copies of suspicious wage and payroll tax reports a year in which the Social Security number and name don't match those on Social Security records. This situation frequently occurs when undocumented immigrants illegally work under invalid or fraudulent Social Security numbers. But if that's the case, awarding work authorization and Social Security numbers now would make up to 5 million individuals eligible to claim permanent Social Security and Medicare benefits based on earnings under those illegitimate wage reports..As with the start of any new Congress, TSCL is encouraging Senators and Representatives to reintroduce and cosponsor key legislation, like the Consumer Price Index for Elderly Consumers Act, the Notch Fairness Act, the No Social Security for Illegal Immigrants Act, and the Social Security Fairness Act. TSCL's legislative agenda for the next two years includes the following issues, among others:.Are My Medical Expenses High Enough to Deduct From My Income Taxes? … Continued

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The COLA isn't living up to the promise of protecting the buying power of your benefits, and retirees are getting short changed. We need to work together to enact legislation that will provide a more fair and adequate COLA. To learn how you can get involved visit:..Failing To Lift The Debt Limit Would Put Social Security Checks On Hold.In fact, 88% of people who planned to retire in the next 10 years did not know what factors determine the maximum Social Security benefit that they could achieve. Benefits are based on the age at retirement, the number of years worked and the earnings record that your benefits will be based on. … Continued

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