This week, Members of Congress remained in their home states and districts to continue the fall recess. They are expected to return to Capitol Hill following the November elections to begin the lame duck session. Until then, most lawmakers will be attending local events and holding town hall meetings in their home states and districts..IPAB Repeal Bill Approved by House.Higher taxes and reductions to benefits are expected to top the discussions of the next Congress. If we intend to protect our Social Security and Medicare benefits, it's going to be up to us to play a major role in crafting the solution. We're out of time for partisan stand offs. This is not an "us versus them" situation. This is a "we" as in "we are all in the same boat." Please join TSCL in helping to be part of the solution. To learn how you can take part click the links to: sign a petition, make a donation, or become a member of TSCL..Also, in the days leading up to the election many candidates will make appearances at local events, giving concerned voters an excellent opportunity to have their questions addressed. We encourage you to approach your Senators, Representatives, and candidates to request their support for fair cost-of-living adjustments and other key issues affecting seniors..This week, TSCL's legislative consultants, Former Congressman David Funderburk and Mrs. Betty Funderburk, along with TSCL's legislative analyst, Jessie Gibbons, held meetings on Capitol Hill with Members of Congress and their top staff..The Senior Citizens League supports legislation that would provide a more fair and adequate COLA so that seniors living on fixed incomes can better afford rising costs like home heating oil. To learn more, visit..You outline two troubling problems that we are hearing about with much greater frequency, especially over the past year:.TSCL Endorses Lock-Box Bill.To help protect the buying power of benefits, TSCL supports legislation that would base COLAs on the Consumer Price Index for the Elderly.

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For more information about town hall meetings near you during next week's recess, click HERE. You can also call the local offices of your Members of Congress to request information about upcoming town halls. For contact information, click HERE..Flu Vaccine Reduces Risk of Flu Illness and Serious Outcomes.He purchased it on his first trip to the dealership after receiving an offer in the mail of payments of a month. Instead of a payment that low, though, he wound up owing 0+ a month for five years. His auto loan charges 18% interest. My brother couldn't pass a credit check from a legitimate lender. He's had numerous problems with debt collectors over the years, although he and his wife still own their home with no mortgage now. Do you have any advice? … Continued

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On Wednesday, Marilyn Tavenner, acting Administrator of CMS since 2011, was confirmed by the Senate with an overwhelming vote of ninety-one to seven. She is the first CMS Administrator to be confirmed by the legislative body in over nine years, but her confirmation did not come easily. Earlier this year, two Senators placed holds on her confirmation, delaying the process significantly..Check with your Medicare health plan, supplement, or other insurance - like coverage through an employer. Often your insurer can tell you why a bill has been denied, and, more importantly, what you need to do to get the bill paid..Yet in deficit reduction negotiations over the past two years, both President Obama and Congressional budget negotiators proposed cutting the growth in annual cost–of–living adjustments and several Medicare measures that would increase beneficiaries' out-of-pocket costs, like higher deductibles, and new co-pays, over the same time. "Making beneficiaries pay more for their Medicare, with less income, simply isn't feasible for a large percentage of today's older Americans," says Cates. "TSCL believes that Congressional candidates could face pushback from concerned senior voters in upcoming elections," he adds. … Continued

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