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Congress recently ended two Social Security claiming strategies that helped couples maximize their retirement income. The strategies being eliminated allowed individuals to claim a spousal benefit while their own retirement benefits continued to grow. The "file and suspend" option is no longer available for people who will be younger than age 66 on April 30, 201Those older than age 66 on that date are grandfathered in and still able to use the claiming strategy. If you and your husband won't be 66 until later in the year, your husband would not be able to file and suspend as planned..TSCL is pleased that lawmakers on the Senate Aging Committee are raising awareness of scams against seniors and we agree that more must be done to combat the growing issue. In the months ahead, we will advocate for legislation that would protect older Americans from financial abuse. In the meantime, we encourage our supporters to read the Aging Committee's updated Fraud Book by clicking HERE. As Chairman Collins said on Wednesday, "The more that seniors know about these scams, the less likely they are to fall victim.".TSCL on the Hill.In 2014, your ,200 in earnings was slightly higher than the amount you are allowed to earn without reduction, which was ,480. Under the Social Security earnings test, if you are under your full retirement age the Social Security Administration will withhold in benefits for every in earnings in excess of the annual exempt amount. In your case ,200 is ,720 more than ,480 - the exempt amount. That means Social Security should only withhold ,360, not ,000..The plan would affect both current and future Medicare beneficiaries by carving Medicare into two systems. People who already receive Medicare would continue under the current system. People who turn 65 by 2021 would receive a voucher to purchase private insurance..Watch this video to learn more about prescription drug pricing:.With 1.2 million supporters, The Senior Citizens League is one of the nation's largest nonpartisan seniors' groups. Its mission is to promote and assist members and supporters, to educate and alert senior citizens about their rights and freedoms as U.S. Citizens, and to protect and defend the benefits senior citizens have earned and paid for. The Senior Citizens League is a proud affiliate of The Retired Enlisted Association. Visit for more information..I realize that tonight when I go to watch TV, I'll be looking for the remote, but I won't remember that it's on the kitchen table, so I decide to put it back in the living room where it belongs, but first I'll water the flowers..Medicare Advantage plans have the flexibility to waive co-pays and deductible costs for patients in cases of a disaster or emergency. Most Medicare Advantage insurers announced they are doing so for treatment of COVID-1To learn the details of what your dad's health plan is doing to respond to COVID-19, you can find a list Medicare Advantage insurers and how they are responding on the website of the American Health Insurance Plans.

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If you meet all of these qualifications, you are eligible for a benefit as a divorced spouse that is equal to one-half of what your ex-spouse would receive at his full retirement age. For example, if he qualifies for a monthly benefit of ,000 at age 66, then you would qualify for ,000 per month at your full retirement age, also 6Your spouse may currently be younger than full retirement age, but his full retirement age year is simply used to determine what you would be entitled to. However, even if you qualify to do so, if you claim now, your benefit at 64 would be just 41.7% of your ex's benefit. It will be reduced because you are under your full retirement age..So far activists, including TSCL's members and supporters, have managed to keep Capitol Hill lawmakers wary of making major changes. But the issue isn't going away any time soon. The nation will once again reach the federal debt limit by the end of next year, and at the same time, lawmakers will be confronted with the looming insolvency of the Social Security Disability program. Deficit reduction battles are likely to dominate the Congressional agenda once again, and cutting COLAs remains the target of major deficit reduction plans..[iv] Social Security Disability Insurance Trust Fund: Background and Solvency Issues, William R. Morton, November 20, 2013. … Continued

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After more than a decade of failed attempts to repeal and replace the sustainable growth rate the flawed formula that sets payment rates for doctors who treat Medicare patients Congress has finally succeeded in passing legislation to do away with it once and for all. In April, lawmakers in both the House and the Senate adopted a bipartisan bill that will permanently repeal the SGR, provide doctors with modest 0.5 percent payment updates over the next five years, and incentivize payment models that reward the coordination of medical care..Under growing pressure to reduce the federal deficit, the prospect of major Social Security and Medicare cuts is the greatest it's been in almost three decades. The recent debt limit deal calls for a bipartisan committee that has until Thanksgiving to come up with a plan to cut the deficit by .2 trillion. TSCL believes that the committee would very likely include a change to a more slowly growing consumer price index that would cut annual-cost-of-living adjustments. There are also proposals that would require seniors to pay a bigger portion of their Medicare costs..This week, lawmakers in the House and Senate continued working on legislation that would comprehensively reform the tax code. In addition, The Senior Citizens League saw support grow for one key bill that would comprehensively reform the prescription drug industry. … Continued

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