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You may possibly qualify for a divorced spouse Social Security survivor's benefit that would be the same as what a widow would get, but you have a number of options that you need to carefully think through. If you receive survivors benefits as a divorced spouse now, you can switch to your own retirement benefit later if it is higher than your widow's benefit..Without a doubt, the idea of starting Social Security benefits before you reach your full retirement age has strong appeal. But consider this: statistics indicate that about half of today's working age households who are close to retirement age will not be able to maintain their standard of living in retirement..Uncertain: 17%.TSCL Members and Supporters:."Implications Of Different Indexing Choices," Government Accountability Office, September 2006, GAO-06-804, pg. 5"GAO's Analysis of the Notch Issue," GAO, September 16, 1994, GAO/T-HEHS-94-236..The study was supported by the National Institutes of Health..During these meetings, the following issues were discussed: Social Security cost-of-living adjustments, Social Security Notch fairness, Social Security Totalization agreement reform, and repeal of both the windfall elimination provision and the government pension offset. Support was expressed for many of these key issues, and TSCL looks forward to working with these offices in the future..To help protect the buying power of earned benefits, The Senior Citizens League is fighting proposals to cut COLAs. TSCL has developed an online calculator for the public to learn how much a COLA cut would cost in Social Security income. Visit seniorsleague.org/chained-cola-calculator/..Doesn't Social Security pay money to many people who are not really paying into it? - L.V.

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With the insolvency of the Social Security Disability program imminent, TSCL believes that lawmakers will be forced to take action, and soon, to enable the program to continue to pay benefits on time. "Don't let anyone lull you into thinking your benefits are safe," warns TSCL's Executive Director, Shannon Benton. "Congress has no plan in place to ensure that they are." To learn more about how you can join TSCL's efforts to protect your COLA and Social Security benefits, visit online at. or call toll free..Finally, Rep. Rodney Davis's Social Security Fairness Act gained eight new cosponsors this week, bringing the total up to forty-six. They are: Reps. John Tierney, Joe Courtney, Julia Brownley, Aaron Schock, Peter Welch, James McGovern, Lois Capps, and Elijah Cummings. If signed into law, H.R. 1795 would repeal the Government Pension Offset and the Windfall Elimination Provision two provisions that unfairly reduce the earned Social Security benefits of millions of teachers, firefighters, peace officers, and other state or local government employees each year..A COLA as low as 1.2% increases the risk that Medicare Part B premiums for 2020 would take the entire amount of any COLA increase for many beneficiaries. This would be especially true for any Part B increase around .00 per month. … Continued

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He purchased it on his first trip to the dealership after receiving an offer in the mail of payments of a month. Instead of a payment that low, though, he wound up owing 0+ a month for five years. His auto loan charges 18% interest. My brother couldn't pass a credit check from a legitimate lender. He's had numerous problems with debt collectors over the years, although he and his wife still own their home with no mortgage now. Do you have any advice?.TSCL is pushing for "The Notch Fairness Act" legislation that would give Notch Babies born from 1917 through 1926 their choice of a lump-sum of ,000 payable in four annual installments or an improved monthly benefit. This legislation is now estimated to cost billion. Sponsorship of this legislation is building steadily, but we need your help. Please contact your Representative and ask for his or her support of "The Notch Fairness Act,"..Fifty-six percent of all Social Security households pay taxes on their benefits. Many of them have very modest middle incomes and didn't adequately understand or plan for these taxes, which take about 6% on average of Social Security income. … Continued