You may possibly qualify for a divorced spouse Social Security survivor's benefit that would be the same as what a widow would get, but you have a number of options that you need to carefully think through. If you receive survivors benefits as a divorced spouse now, you can switch to your own retirement benefit later if it is higher than your widow's benefit..The decision can be abrupt and arbitrary. A home health worker tells you, "Your husband isn't getting any better, we've done all we can do, and now we can't continue services, because Medicare isn't going to pay for it.".This year's study finds that Social Security benefits have lost 30 percent of buying power since the year 2000. This represents a 3-percentage point improvement in Social Security buying power from our 2019 study, which found a loss of 33 percent since 2000. While lower prices are good news in the short term, the deflationary trend suggests a very low COLA in 2021..TSCL Endorses New Social Security Bill.Changes to Medicare and the tax code this year will affect some seniors positively, but many more seniors negatively. Those who fall into the donut hole will receive some much-needed relief from the federal government, while young retirees with high medical bills and those who rely heavily on investment income may be hit with tax increases. The Senior Citizens League will continue to closely monitor the implementation of the Affordable Care Act, and will post updates on our website. To learn more about these and other issues affecting seniors, visit SeniorsLeague.org..I remain committed to determining the causes of rising drug prices and identifying potential solutions to reduce costs for American families. Everyone deserves access to health care that will improve their lives. Health care is a right, not a privilege, and I pledge to do all I can to protect this right..Now, as we draw close to the end of the year, the window for Congress to take major action to lower prescription drug prices is beginning to close. Concern is growing that the prospects of a substantial drug price reduction bill may get lost in the politics surrounding the 2020 election. Legislation that would allow Medicare to negotiate the cost of prescription drugs is in the House, and a bipartisan bill that would cap out-of-pocket Part D costs at ,100 a year is stalled in the Senate. The whole effort is fiercely being fought by the pharmaceutical industry, and the outcome remains unclear..The change was designed to schedule certain holidays so that workers had several long weekends throughout the year, but it was opposed by those who believe that those holidays should be celebrated on the dates they actually commemorate..According to a report in BGov News, "… younger seniors have shown a greater appetite for vaccines than their older peers. Initially, the opposite was true, as governments sent inoculation teams into nursing homes and assisted-living facilities. Recently, the numbers have flipped, adding support to the idea that some elderly residents -- especially those outside structured-living arrangements -- are simply having trouble navigating the system."

Samantha Artiga

Health experts caution explicitly against using cleaning products in those ways..Investigate national and community charitable programs and organizations. An excellent guide to Prescription Drug Assistance Programs is available from The American Cancer Society. Even if you don't have cancer, the information is pertinent to all drug assistance programs. For more information call or download the publication..You can contribute to more than one IRA. It's possible to have a traditional IRA, one or more 401s and a Roth IRA or Roth 40You can contribute to as many as you want but the total you may contribute is limited to a maximum amount that is adjusted annually and the type of account. … Continued

Blog Immigration Congressional Hearings April 2021 Highlights

"People who have been receiving benefits for 12 years or longer have experienced an unprecedented series of extremely low cost-of-living adjustments," says Mary Johnson, a Social Security policy analyst for The Senior Citizens League. What's more those inflation adjustments do not account for rapidly rising Medicare Part B premiums that are increasing several times faster than the COLA. The situation is causing those with the lower Social Security benefits to see little growth in their net Social Security income after deduction of the Part B premium..-- in particular - Social Security benefits. The 3.6% COLA is the first after two years without any increase. "Here's the bottom line," says Larry Hyland, Chairman of TSCL. "Is your Social Security benefit higher or lower in 2012 after deducting your Medicare premiums?".For every 0 a retired household spent in 2000, that household can only buy about worth of the same goods and services today. For example, in 2000, the average annual cost of homeowners' insurance was 8 per year. In 2020 however, the average cost is ,518.97, an increase of 174 percent over the period. In 2000, the average Social Security benefit was 6 per month. A retiree with 6 could pay their entire annual homeowners insurance bill and still have money left over. By 2020, however, COLAs increased the 6.00 benefit to just ,246.20. Households with a benefit of ,246.20 must make insurance payments over several months, dig deeper into savings, or borrow to cover the cost of their policy. … Continued

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