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On Wednesday, Congressman John Garamendi introduced the Consumer Price Index for Elderly Consumers Act at a press conference with several advocates for older Americans, including TSCL. If adopted, his bill would base Social Security COLAs on a more accurate measure of inflation using the CPI-E. Currently, they are based on the way young workers spend their money using the Consumer Price Index for Urban Wage Earners..Such large trials are unlikely in the rush to field a vaccine and the result could be a dangerous erosion of public trust. The yearly flu shot carries a risk of less than 1 in 1 million cases of the neurological complication Guillain-Barre syndrome. But even with that low a risk, close to half of Americans refuse to get it..A letter to the editor of The Topeka Capital Journal describes one such case of Medicare's over-compensation problem. The writer said that after receiving a back brace for treatment of spinal stenosis, the local back therapy center billed Medicare ,300. Yet the writer found the same brace from the same manufacturer online for Medicare approved 4 for the brace. The writer said that when he contacted the Medicare fraud unit he was told that 4 was the correct Medicare - approved payment to providers for the brace and was told there was nothing Medicare could do about the over-pricing..But the promise of Medicare is in jeopardy today because some in Washington have misguided priorities. A proposal put forth by Congressman Paul Ryan that I was proud to vote against earlier this year, would end the Medicare guarantee by turning the traditional program into a handout for private insurance companies..Mortgage rates and home costs have been at historic lows in 2012, but buying or selling a home is complicated for anyone - and seniors have special issues. Depending on your financial situation and needs, here are some points to consider:.The executive order directs the Department of Health and Human Services to develop proposals that would expand plan options, encourage innovation in plan designs and payment models, and improve the enrollment process to make it easier to choose plans. It includes a variety of proposals that include combating waste, fraud and abuse in the program, and improving access to new treatments and medical devices..To learn more about your benefits and retirement, sign-up for TSCL's free online newsletter, The Social Security & Medicare Advisor..In March of this year, after nearly a year of debate in Congress, President Obama signed the Patient Protection and Affordable Care Act into law. As the initial media coverage and analysis of the new law reached a fever pitch, there were many news reports on a certain provision of the law that relates to prescription drug coverage retirees receive through their former employers..Costofliving adjustments are falling to anemic lows again in 201Seniors and the disabled will learn the 2013 increase on October 16, 2012, but TSCL expects the increase will be about 1.1%. That would raise the average monthly benefit .80 from ,126 to ,141.80 hardly enough to offset big expected spikes in food costs which are rising twice as fast. The rapid increase in home heating fuels and prescription drug costs also outstrips the COLA as well.

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When it comes to strengthening Social Security's finances, Members of Congress only have two choices - to cut spending on benefits, or increase program revenues. Typically in the past, the focus has been on proposals that would cut benefits rather than raising revenues. Proponents of cuts argue that benefits must be cut because Social Security is insolvent as currently structured. They point to the fact that there are fewer workers to provide payroll tax revenues for swelling number of retirees..Two Key Bills Gain Support.The Democrats on the committee include: Sens. Max Baucus, Ben Cardin, Bob Casey Jr., and Jack Reed ; and Reps. Xavier Becerra, Sander Levin, Allyson Schwartz, Chris Van Hollen and Henry Waxman. … Continued

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"The Earnings Suspense File isn't getting enough attention from Congress," says TSCL Chairman, Ed Cates. "Wages are an important indicator of the extra costs associated with immigration reform," Cates notes. Wage records are used to determine both the number of quarters worked to qualify for Social Security, and to calculate the initial benefit. The wages represented by the Earnings Suspense File would potentially form a portion of Social Security benefits for undocumented workers who later gain legal status..TSCL agrees with Congressman Garamendi, and we hope to see his CPI-E Act signed into law before the end of the 115th Congress. For more information on H.R. 1251, visit the Bill Tracking section of our website. To read The Senior Citizens League's Loss of Buying Power study, click HERE..Under current Social Security law, that's all that's required to later claim benefits. To file for benefits, individuals don't need to be citizens, but must have a workauthorized Social Security number. Those receiving work authorization would become vested for benefits with as little as ten years of earnings. The oldest of those who are eligible for the deferred action could feasibly have worked illegally long enough to already be "vested" for Social Security — including disability. This would add to program solvency problems since the Congressional Budget Office and Social Security Trustees have estimated that the Social Security disability trust fund will be fully insolvent by 2016. … Continued

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