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Start by reviewing materials that you receive from your current health plan for prospective changes in premiums, deductibles, co-pays and provider networks. If your income has changed in 2014, report changes to the healthcare exchange in your state or through before the Open Enrollment crunch begins. Watch your local news media for announcements of "healthcare navigator" programs in your area to help you compare plans and enroll. The programs may be offered through your local library, or other community service organizations..Even if Congress is not able to pass all the funding bills by the end of the fiscal year on September 30, we doubt there will be a government shutdown. It is most likely they will pass as many "continuing resolutions" as they need, as they have done in the past, to avoid a shutdown..About 28% of all Medicare beneficiaries are enrolled in Medicare Advantage Plans. United Health Care, the largest Medicare Advantage insurer in the nation, recently dramatically cut the number of doctors in its plans this year. TSCL remains highly concerned that more plans will follow suit next year as successive cuts kick in..Retirees are rightfully anxious about financing healthcare in retirement. Some retirement experts estimate that a 65 - year - old couple who retired in 2016 would need 0,000 for medical expenses throughout retirement and 0,000 if you include the costs of long-term care..In addition, the legislation froze the income thresholds at which the higher premiums are triggered so more seniors will have to pay the higher premiums as incomes gradually grow over time. TSCL's Legislative Assistant, Mike Watson, estimates that "individual seniors who made between ,000 and ,000 in 2010 could be subjected to the 'means test' in 2019, because of the frozen income thresholds. In addition, if the income thresholds for the 'means test' were allowed to increase, they would rise to about 0,500 to 1,800 in 2019.".TSCL supports the Social Security 2100 Act enthusiastically since it would reform the program responsibly, without any cuts for beneficiaries. Our legislative team will continue to advocate for it in the months ahead, and we hope to see it signed into law before the end of the 114th Congress. For updates on the progress of the Social Security 2100 Act, visit our Legislative News updates regularly or follow us on Facebook or Twitter..TSCL surveys have found that there is no public support for benefit cuts. On the other hand, 79% support eliminating the taxable maximum cap on earnings so that the highest paid workers pay Social Security taxes on all of their income, not just part of it as they do today..Those born during the Notch period "saved Social Security" by receiving lower benefits for the rest of their lives. They are the generation that fought and sacrificed during World War II. Now, although they receive lower benefits, they are among the senior age group hit hardest by escalating health care insurance premiums and prescription drug costs..Travel expenses to and from medical treatments. In 2018, the standard mileage rate for tax purposes is.18 cents per mile for medical purposes. Keep a travel log for documentation.

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doctor are far less expensive when you get there under your own steam rather.Surprise! Effort to End Surprise Billing Still Alive.Johnson compiled a list of ten of the fastest-rising retiree costs based on Consumer Price Index data from October 2017 through October 2018. … Continued

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Burwell will begin her work as HHS Secretary in the coming days, and TSCL will keep a close eye on her work since it could have major impacts on the Social Security and Medicare programs. TSCL is pleased that Burwell has already committed to working with Congress to repeal and replace the flawed sustainable growth rate formula later this year. However, she has also expressed her support for increased means testing within the Medicare program a proposal that TSCL is opposed to due to potential unintended consequences. For updates on HHS actions affecting senior citizens, visit the Legislative News section of our website..Lawmakers on both sides of the aisle at Wednesday's hearing expressed their strong interest in addressing the growing DI backlog. In his opening statement, Subcommittee Chairman Sam Johnson said: "Today, over one million people are waiting for a hearing with a Social Security Administrative Law Judge, and on average these folks will wait around 600 days to get that hearing. That's nearly two years!" He continued, saying: "While not all of them will qualify for DI benefits, all of these people deserve an answer in a timely fashion. And for those who don't qualify for benefits, these long wait times make getting back to work even harder.".A new Medicare Advantage plan is available in my area and the premiums are extremely low. It would save me a lot of money this year, so I'm thinking about dropping my Medigap and Part D plan to enroll in the new Medicare Advantage Plan during the fall Open Enrollment period. Can you explain the pros and cons of doing this? … Continued