Today millions of older women are depending on insufficient Social Security benefits to get them through a retirement that can stretch up to 30 years. Low benefits mean people have to spend more of their retirement savings at a faster pace than anticipated..I've been listening to news stories about the Supreme Court case over the constitutionality of the healthcare reform law. Was Medicare affected in any way?.Now a leading budget policy organization is pushing Congress to fully offset the cost of building the wall and other new spending and tax cuts with entitlement cuts - specifically, adopting the more slowly-growing Chained Consumer Price Index to calculate annual Cost of Living Adjustments. That's a change that would cut federal spending by about 0 billion, the group estimates..What do you think? If you have not already done so, please take our 2019 Senior Survey at..However, waiting until your full retirement age qualifies you to receive 100% of the amount your ex-spouse received when he died. The amount you receive is based on your ex-spouse's basic benefit and depends on the age at which you file a claim. If you file for a survivor's benefit prior to your full retirement age, the amount of the survivors benefit you receive would be reduced, but your own retirement benefit would be delayed and continue to grow to its maximum until you reach age 70. You could switch if it is higher than your survivors benefits.."These practices pose a risk of severe tissue damage and corrosive injury and should be strictly avoided," the CDC researchers wrote in a paper, published in the agency's Morbidity and Mortality Weekly Report. "Although adverse health effects reported by respondents could not be attributed to their engaging in high-risk practices, the association between these high-risk practices and reported health effects indicates a need for public health messaging regarding safe and effective cleaning practices aimed at preventing SARS-CoV-2 transmission in households.".The adjuvanted flu vaccine is made with MF59 adjuvant, an additive that can create a stronger immune response to vaccination. In a recent review of multiple vaccine trials, older adults who received a MF59-adjuvated vaccine had a significantly higher immune response than those who received a standard flu vaccine, The adjuvanted vaccine was available for the first time in the United States during the 2016-2017 flu season. Learn more about adjuvanted flu vaccine here..In a way that's not news. You already knew prices had been going up and so did we at TSCL. But it's nice to have the facts to back us up..Such a minimum guarantee would go a long way to protect beneficiaries in years when there is no COLA. Had such a 3% minimum COLA guarantee been in effect since 2009, the average benefit of ,075 in 2009 would be 5 per month/ ,580 year higher today - about 18%. A minimum COLA would also eliminate the problem of benefits remaining flat for years, at a time during periods when Medicare Part B premiums increase more than the COLA raises benefits.

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Last week was a busy one in Congress. There are 3 reasons for that. First, the worsening of the coronavirus pandemic in many more states and the need to pass another major piece of legislation to deal with its effects..The proposal to cut the growth of COLAs formed a major Social Security reform provision of President Obama's 2010 Fiscal Commission. It would reduce the growth rate in COLAs by switching to the more slowly-growing "chained" CPI. "The switch is insidious because it's enormously complicated to figure out, and it looks so small on paper - just 0.03 tenths of a percentage point," Hyland observes. "But the loss compounds over time. Within a decade it would have a significant financial punch that just keeps getting bigger," Hyland explains. The following chart provided by TSCL illustrates the impact of a chained CPI on a married couple's Social Security benefits, which start at a total of ,500 per month today, and how their benefits change over the first ten years. After ten years the chained CPI would reduce benefits by per month, and would cut benefits by ,488 over the ten-year period..TSCL agrees that legislative action is needed soon in order to avoid harsh benefit cuts for Social Security beneficiaries. In the months ahead, we will continue to advocate tirelessly for legislation like the Social Security 2100 Act, which would strengthen the financing of the program for decades to come while also strengthening benefits for those who depend on them the most. For progress updates, follow TSCL's legislative team on Twitter, or visit the Legislative News section of our website. … Continued

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When you get surgery it's often difficult to know the costs in advance. Medicare covers anesthesia provided for medically necessary inpatient or outpatient surgical procedures. But it's important to understand how services like anesthesia work because they are often billed and paid separately, and administered by specific providers who may not be affiliated with your in-network hospital or doctor's practice. In addition, billing errors frequently occur, and bills often need to be corrected and re-submitted for reimbursement. Here are some steps to take to make sure all your bills get paid..If you are having trouble affording costs as they are in 2014, premiums and possibly some of your out-of-pocket costs may be higher in 201If your premium subsidy remains unchanged, that would mean it would be up to you to cover increased costs..A provision of a recently enacted government spending bill restricts Part B premium increases in 202The bill caps the Part B premium increase for next year at the 2020 amount plus 25% of the difference between the 2020 amount and a preliminary amount for 202The preliminary amount would be calculated the same way that it would have been without the bill but would prevent dramatic increases that may have occurred as a result of Medicare Part B premiums growing when the COLA is so low. … Continued

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