About 4 million people who turn age 61 this year are in for a deep hit to their Social Security benefits when they retire. The initial retirement benefits of these individuals may be permanently reduced by about 9.1%, according to an estimate by Social Security's Chief Actuary. Without quick remedial action from Congress, the retirement benefits of people born in 1960 would be lower than the benefits of people with identical earnings and retirement histories who were born just one year prior to them. This is due to a flaw in the Social Security benefit formula..Plan to compare your drug plan options during the fall Open Enrollment Period that starts October 15th and runs through December 7th. Chances are you will find a much lower-costing plan that will save you a bundle in 2014 if you switch plans..To help your brother, you may need to get qualified legal advice. Lending and consumer protection laws vary by state. Here are six common signs of predatory lending:.June 2006.Independent financial planners (who don't sell long term care.This week, lawmakers in the Senate voted on three health reform bills that would have repealed and replaced parts of the ACA if enacted. All three of the bills the Better Care Reconciliation Act, the Obamacare Repeal and Reconciliation Act, and the Health Care Freedom Act better known as the "skinny repeal" bill failed to win passage on the Senate floor..Better Donut Hole Coverage - Higher Taxes Ahead.TSCL's Take.The best way to protect against flu and its potentially serious complications is with a flu vaccine. CDC recommends that almost everyone 6 months of age and older get a seasonal flu vaccine each year by the end of October. However, as long as flu viruses are circulating, vaccination should continue throughout flu season, even into January or later.

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Social Security provides an essential foundation to American's retirement plans, but it simply was never designed to be the sole source of retirement income. Social Security replaces about 40% percent of earnings of the typical retiree. TSCL believes that today's retirement crisis calls for more adequate, not reduced, benefits..In the debate over lowering prescription drug prices, I see frequent mention of allowing importation of drugs from other countries. How would that work for people enrolled in Medicare Part D?.Social Security remains strong and solvent, but only for the next 17 years. After that, it faces a shortfall, only able to pay 75 percent of its promised benefits. Rather than breaking our promise to our seniors, and forcing retirees to shoulder benefit cuts that some have proposed across the board cuts, inadequate cost of living adjustments, and privatization Congress should instead work together to keep America's word and strengthen Social Security. … Continued

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Republicans as a whole did not object to the renaming provision and they agreed with Democrats that the NDAA was not the place for the social media provision that Trump wants. As a result, both houses of Congress passed the NDAA last week with majorities that are large enough to override Trump's threatened veto..A 2004 law forbids the payment of Social Security benefits to illegal immigrants in the U.S. unless they receive legal work authorization at some point. The scope of that law appears much more vague under Totalization. It appears that illegal Mexican workers would only need to return to Mexico to file a claim for benefits. Under current policy, once a worker becomes eligible for Social Security, the U.S. Social Security Administration determines entitlement based on all earnings, even from jobs worked illegally..The coronavirus emergency spending bill that Congress just passed was not "paid for," in Washington's language. It was added to the deficit, which means the government will borrow the money to pay for it. … Continued

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