benefit does not cover some extras like drugs, supplies and extra.The recent battle in Congress over lifting the debt limit contained mostly good news and some not so good news, for disabled and retired Americans. The legislation rolled back an unprecedented 52% spike in Medicare Part B premiums due to affect about 15.6 million Medicare recipients, and it prevented a 19% cut in Social Security Disability Insurance benefits due to occur later this year. But the legislation contained no Cost-of-Living Adjustment relief for 2016, and closed off one of the few claiming strategies that some Americans have to boost their Social Security payouts..The health premium subsidy will be paid on your behalf directly to your selected insurance plan, and you will get tax credits that reduce the total amount of tax you owe to the IRS. This can mean a bigger refund if you don't owe. The credit begins with insurance that starts January 1, 2014 or later..This week, Congressmen Rodney Davis and Adam Schiff re-introduced the bipartisan Social Security Fairness Act with sixty-one original cosponsors. If signed into law, the bill would repeal the Government Pension Offset and the Windfall Elimination Provision two provisions that unfairly reduce the earned Social Security benefits of millions of public servants by as much as 40 percent..In the coming weeks, we will continue to advocate for the legislation in the Senate, where the bill now sits. We will post updates here in the Legislative News section of our website, and on our new page on Facebook..Selling a home to move to lower-cost housing, or as part of a move to assisted living, involves plenty of cleaning, repairs, and maybe some renovations. To get the most money, and to recover your repair and renovation investment, focus on improvements that are either necessary to sell your home, or those that will help get you a higher price. While every home is different, here are six home improvements that tend to get the best return:.Annual Open Enrollment Period: The annual Medicare Open Enrollment period runs from October 15, through December 7, 201During this period you can compare and switch Part D stand alone drug plans and Medicare Advantage plans..Earlier this year, after passing a .9 trillion tax bill in December and a .3 trillion spending package in March, leaders in the House called for a vote on a balanced budget amendment to the constitution that could have been disastrous for your Social Security and Medicare benefits. The amendment ultimately failed in the House, thanks to the voices of concerned citizens like you, but many lawmakers have said they aren't giving up on the drastic measure..As a father of three children attending public school, I want them to have access to the best educators. H.R. 973 will not only give our public servants the certainty they deserve but a chance to recruit and retain the best, brightest, and most dedicated educators so America can continue to compete.

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Want to read more about rising costs? See, The Costs That Are Rising the Fastest for Older Americans, By Doug Whiteman, MoneyWise.com..This week, Members of one Senate Appropriations Subcommittee approved a spending bill that would fund the Social Security, Medicare, and Medicaid programs through fiscal year 201In addition, The Senior Citizens League saw three key bills gain support..Recent healthcare reform legislation gradually reduces what beneficiaries must spend when they reach the Part D doughnut hole or gap in coverage. Medicare consumers who hit the doughnut hole receive a 50 percent discount on brand name drugs and a 7 percent discount on generics in 201While that's good news, don't breathe any sighs of relief just yet. Seniors and the disabled who hit the doughnut hole must still spend ,448 in total drug costs in 2011 before they reach catastrophic coverage period. … Continued

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The government negotiates prescription drug prices for Medicaid and for veterans, but it is barred from doing so for Medicare Part D beneficiaries. As a result, senior citizens enrolled in Part D often pay much higher prices for their prescriptions than other Americans. Will you support the bipartisan Medicare Prescription Drug Price Negotiation Act ?.The pharmacy benefit management company Express Scripts/Medco has one of the most comprehensive lists of the estimated dates in which brand drugs patents are ending. To learn more about your drug plan options, visit and look on the homepage for the link to "Compare health and drug plans.".The legislation prevents a 19% Social Security disability benefit cut by a short-term reallocation of payroll tax revenue in 2016 through 201This would be sufficient to pay benefits until 2022 and would not affect the 2034 depletion date of the Social Security retirement trust fund, according to Social Security's Chief Actuary. … Continued

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