Those who testified at Wednesday's hearing made several practical recommendations to those on the Subcommittee. Ms. Zahm told lawmakers that administrative law judges would work more effectively with additional support staff. She said: "Give my judges a clerk and two attorneys and we can go to town [on the DI backlog]." Other witnesses suggested common-sense solutions like eliminating arbitrary deadlines that cause confusion for claimants who are not represented by attorneys that would make the application process more straight-forward. Several witnesses also requested more adequate funding for the Social Security Administration. Ms. Disman told the Subcommittee members, "You could certainly say that with more funding we could do more.".So far critics of the program have not convinced CMS to pare down the size of the demonstrations and states winning approval will get the green light to start shifting patients into managed care plans starting next year..The rationale for both the WEP and the GPO - that the Social Security benefit formula is overly generous to these individuals and that they are reaping unintended benefits - is very hard to justify today. In fact, Social Security benefits are quite modest when compared to the national pension systems of other developed nations. The modified benefit formulas used under each of these two provisions substantially reduces the benefit that workers were counting on, but these are benefits that were earned and paid for by Social Security taxes..Give it a fresh coat of paint. Paint not only looks good, it can help cover other problems - like water damage, smoke stains, and scuffs that have accumulated over the years. It's especially important to make repairs of holes in the wall, deal with mold in bathrooms, basements and closets, and to get rid of wallpaper. Use light-colored neutral tones that blend well with everything. It's also important to paint or power wash the exterior of your home. If you worry about your painting skills, or the amount of time you have to do the job, hire a professional - a bad job can do more harm than good..[2] "How Much Is Enough? Out-of-Pocket Spending Among Medicare Beneficiaries: A Chartbook," Kaiser Family Foundation, July 2014.."Nearly half of beneficiaries said they avoided care because they didn't want to risk being in a medical facility, while 35% said they didn't want to leave their home. And 23% reported feeling more lonely or sad.".Retirement accounts allow your savings to grow tax-deferred, but the rules change when you turn age 70 ½. At 70 ½, traditional IRAs require the owner to take required minimum withdrawals and you can't contribute any more savings. But you can still continue to put money into other types of retirement accounts, including Roth IRAs and some types of 401s, as long as you have earnings from jobs..Late last week, lawmakers in the House passed a budget resolution that lays the groundwork for a repeal of the ACA. Now that both chambers of Congress have adopted the resolution, four committees the House Energy and Commerce Committee, the House Ways and Means Committee, the Senate Finance Committee, and the Senate HELP Committee will begin drafting legislation to repeal the health care law..Social Security is a promise that the federal government made to its citizens. It is a promise that millions of Americans depend on, and one that must be there for them when they retire. I am the proud sponsor of H.R. 141, and I look forward to continuing to work with my colleagues on both sides of the aisle to ensure that we keep the promises we made to our public-sector employees.

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Two Key Medicare Bills Gain Support."Prior Authorization in Medicare Advantage Plans: How Often Is It Used?" Gretchen Jacobson and Tricia Neuman, Kaiser Family Foundation, October 201"Medicare Advantage Appeal Outcomes and Audit Findings Raise Concerns About Service and Payment Denials," Office of the Inspector General, Department of Health and Human Services, September 25, 2018..Medicare's extraordinarily high reimbursement rates for durable medical equipment like back braces and power wheel chairs have made it a particularly lucrative target for crooks and abuse billing practices. The Centers for Medicare and Medicaid Services recently reported that an astonishing 66% of all durable medical equipment claims were improperly paid in the government's fiscal year 2012, costing Medicare more than billion. … Continued

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Higher taxes and reductions to benefits are expected to top the discussions of the next Congress. If we intend to protect our Social Security and Medicare benefits, it's going to be up to us to play a major role in crafting the solution. We're out of time for partisan stand offs. This is not an "us versus them" situation. This is a "we" as in "we are all in the same boat." Please join TSCL in helping to be part of the solution. To learn how you can take part click the links to: sign a petition, make a donation, or become a member of TSCL..To qualify, you must meet your state's income and asset guidelines. You may qualify if your income in 2012 was at or below the income and resource limits listed below..According to Representative Roybal-Allard, almost 80 percent of those over the age of 80 suffer from hearing loss, which leads to serious injuries and health problems when left untreated. In addition, nearly 70 percent of older Americans currently have no dental insurance coverage. In a letter of endorsement, Art Cooper Chairman of TSCL's Board of Trustees wrote: "It is essential for older Americans to receive the preventive care and treatment that is needed to maintain their dignity and ensure good health in retirement … Your bill would improve access to care for millions of older Americans, and we believe it would go a long way in ensuring the retirement security senior citizens have earned and deserve." … Continued

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