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While the legislation made some changes to Social Security and did not cut benefits of any current retirees, it did end a complicated benefit claiming strategy known as "file and suspend" for people very close to retirement. Although the legislation closes an unintended "loophole," the strategy was one of the few means married couples had to maximize their payouts. A similar provision was contained in Obama's 2015 fiscal year budget and was estimated to cut Social Security costs by as much as .5 billion annually..How can we strengthen Social Security's financing structure? Take TSCL's 2020 Senior Survey and let us know what you think about some of the leading proposals and thank you for your participation..We've heard stories about cutting back on prescriptions over the years, but recently I heard one about a diabetic who was forced to cut back on the amount of insulin that she needed to control blood sugar. She was going into debt to buy Lantus insulin. Cutting back, and not taking the recommended dosage to control her blood sugar, triggered severe nerve pain and sent the woman back to her doctor.."At the same time Social Security payroll taxes have taken a huge hit due to tens of millions of people out of work, claims for Social Security will grow faster in 2020 than anticipated, as older adults lose their jobs," says Johnson. Before the start of the coronavirus recession, many older workers may have delayed claiming Social Security to allow their benefits to grow. "But those who lose their jobs may have to go ahead and claim Social Security benefits now because they can't afford to wait - especially if their retirement accounts have gone down significantly in value as well," Johnson says..Since 2007 the government has determined Part B premiums based on income. The government uses the most current tax return to determine income. For 2011, your mother's 2009 income was used. Individuals with incomes over ,000 or married couples with incomes of 0,000 are subject to the higher premiums. The healthcare reform legislation passed in 2010 expanded "means testing" to include Part D. Based on income, seniors pay a monthly surcharge of to .10 on top of the premium charged by their plan..This week, appropriators in the House and Senate continued their work on the .1 trillion omnibus to fund the federal government through the remainder of the fiscal year. Lawmakers have just one week to finalize the deal in order to avoid a government shutdown like the one that occurred in 2013.."Doctors and experts say that improved medical tactics and earlier treatment are helping improve the outcomes for very sick patients, said Andrew Badley, head of Mayo Clinic's Covid Research Task Force..I've been listening to news stories about the Supreme Court case over the constitutionality of the healthcare reform law. Was Medicare affected in any way?.For information about town hall meetings near you during the spring recess, call the local offices of your elected officials. You can find contact information for your Members of Congress right here.

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Low premiums: MA premiums are typically about 60% lower than Medigap premiums, and despite cut backs to plan reimbursements, MA premiums have remained relatively low. However, if you live in a rural area your plan choices may be more limited, and no matter where you live, your premiums may climb in the future..Under the new policy, illegal immigrants younger than 30 years old, who came to the United States before the age of 16, will be allowed to remain in the country without risk of deportation and to get work permits if they have been law-abiding and meet certain requirements. Although the policy does not grant legal status, work authorization would provide access to Social Security numbers..The Lower Drug Costs Now Act contains additional provisions to combat relentless prices increases. For example, the bill would expand Medicare Part D benefits to include dental, vision, and hearing coverage. And it would establish a new ,000 out-of-pocket limit on prescription drug costs. I'm proud to be a cosponsor of this bill, because American seniors shouldn't be subjected to unfair price hikes on lifesaving medications - especially when other industrialized countries are paying lower prices for identical drugs. … Continued

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Though the special deficit committee on deficit reduction failed to reach an agreement last week, it appears that the Super Committee was successful in shaping the discussion for future Medicare savings. "Premium support" refers to a plan in which Medicare would subsidize premiums charged by private insurers that care for beneficiaries under government contract. Experts suggest this plan is gaining support. "This is an idea that could easily resurface in the future as Congress seeks additional Medicare savings for deficit reduction," said Patricia Neuman, senior vice president of the Kaiser Family Foundation..2020 Senior Survey.A senior with the average Social Security benefit in 2000 received 6 per month, a figure that rose to ,129.80 by 201However, that senior would require a Social Security benefit of ,477.00 per month in 2013 just to maintain his or her 2000 buying power. … Continued

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