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This week, lawmakers in the House and Senate remained in their home states and districts for the week-long Independence Day holiday recess. They are expected to return to Capitol Hill on Monday, July 10th..So how can we best use this momentum from our vaccine experience to build relationships with drug manufacturers and lower costs for consumers? TSCL is closely watching for drug price negotiation provisions to be included in legislation this year. What portion of your Social Security benefit do you spend on healthcare costs? Please take TSCL's 2021 Retirement Survey..When people file a claim for benefits, Social Security determines both entitlement to, and the amount of, benefits based on earnings history, NOT the amount of taxes paid in. Under current law, all earnings for which there is evidence are used to determine an individual's benefits, even if the earnings were for jobs worked under invalid and fraudulent Social Security numbers. Thus executive action on immigration could open Social Security and Medicare to significant long-term costs based on work performed while illegal..and inexpensive generics but she suffered from extreme fatigue and depression..The President's order halts the collection of Payroll taxes from Sept. 1 through the end of the year. In addition, he instructed the Treasury Department to look into how the government can forgive the deferred tax payment permanently because as things stand right now the taxes must be repaid after the first of the year..Here's a checklist of red flags to be concerned about:.Health insurers would directly pay providers the difference between the out-of-network rate and the patient's cost-sharing amount for those services. In states that don't have their own systems, the out-of-network rate would be the amount that the provider and insurer agree to through an open negotiation process, or the amount set through an arbitration process..policies) say that if you have a net worth below 0,000 to 0,000 (not.Lawmakers Reach Deal to Avert Fiscal Cliff

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We will all know if they were able to reach and agreement and get their job done by the end of this coming Friday. However, President Trump's position on this is not clear. While Treasury Secretary Mnuchin has been in on the discussions of the legislation the President has not said where he stands..Consumer Reports makes a good point. When you stick with the higher costing brand, the entire cost of the drug under that plan will apply towards your initial coverage limit, pushing you toward the doughnut hole coverage gap. That raises the chance you will use up your limit before the year's end and you'll pay half the cost of the brand name drug in the doughnut hole, and 79% on any generics. You may want to ask your doctor to prescribe the generic version of the drug whenever available.."Public health officials were quick to tout J&J's data as a strong result, particularly given that regulators initially said a vaccine would only have to be 50% effective to be authorized. A vaccine that is 66% effective is an incredibly powerful tool in fighting respiratory viruses, they stressed. 'We would be celebrating a seasonal influenza vaccine with 60% efficacy,' Jay Butler, the deputy director for infectious diseases at the CDC, told reporters. … Continued

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Changes are looming for Medicare and Social Security. Make your opinion count. Visit TSCL online at and take our monthly poll!.The U.S. is not the only country with that experience. Canada and Great Britain have had the same experience..Why is the action so controversial? … Continued