Open enrollment for the exchanges begins October 1, 2013 for coverage starting January 1, 201To learn more, visit the new website. To get an idea about whether you qualify for a government subsidy visit the Kaiser Family Foundation's Subsidy Calculator..It turns out than among seniors who are not vaccinated, the biggest problem may be access to the vaccine as opposed to opposition to getting the shot..The age at which one applies for Social Security is the single biggest financial decision most of us will ever make, but TSCL's 2017 Senior Survey suggests that the vast majority of people claiming Social Security aren't getting the help they need. When survey participants were asked if they had received counseling from the Social Security Administration about the best age to start benefits, 77% of survey participants said no, and 71% said that prior to starting benefits they were unaware of the total lifetime benefit income they could expect to receive.."At the very least a plan is needed to prevent fraudsters from stealing critically needed benefits from legitimately disabled beneficiaries," Cates says. TSCL agrees with the Social Security Administration Inspector General that the best way to do this is to conduct full medical continuing disability reviews to ensure that people are still eligible to receive benefits. Yet In fiscal year 2013, the budget request was to conduct 650,000 reviews but given the actual funding received, the agency reported conducting only 429,000 such reviews. Consequently the Social Security Administration reports a backlog of 1.3 million overdue CDRs at the end of fiscal year 2013.[v] TSCL urges Congressional support to provide the resources needed to eliminate the CDR backlog and provide rigorous oversight from fraud..While it is true that we must come together to address our budget, we cannot fix our fiscal problems on the backs of our seniors. We also must not use our economic future as a bargaining chip to advance unrelated partisan interests. During my time in Congress I'm proud to fight for Medicare benefits for our next generation of seniors. As we look forward to the next 50 years I am cognizant of some of the challenges facing Medicare. But I also see opportunity:.Social Security Benefits for Noncitizens, Congressional Research Service, February 1, 2008..If he should choose to veto the bill all bets are off as to what would happen next..Rest assured the Consumer Price Index does include food and fuel. Without those two items, the CPI would grow much more slowly than it already does and so would your annual-cost-of-living adjustment..Supreme Court: Mandate Penalty is Tax, Jeanne Sahadi, CNN Money, June 28, 2012.

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Natural disasters can affect the consumer price index by showing up as higher costs, particularly when gasoline supplies are disrupted, and large numbers of people are forced to evacuate needing shelter and food away from home. But Joe thinks that our government economists may be cooking the books in their methods of measuring price increases..Nevertheless, Senate Leader Harry Reid recently went as far as to imply that people like me are lying, saying that "There are plenty of horror stories being told. All of them are untrue, but they're being told all over America." But I'm not making this up. I take this information directly from the government's own website..Figure in inflation: When calculating a long-term budget, consider that Medicare Part B premiums grew by almost 9% per year over the past 15 years. Medicare Advantage premiums have grown somewhat more slowly, but on-going program changes make it important to compare your health plan with other options during the Medicare's Open Enrollment period. … Continued

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A COLA as low as 1.2% increases the risk that Medicare Part B premiums for 2020 would take the entire amount of any COLA increase for many beneficiaries. This would be especially true for any Part B increase around .00 per month..Social Security Benefits for Noncitizens, Congressional Research Service, February 1, 2008..Medicare remains a target of budget cuts in Washington as political leaders and other policy makers consider potential changes to the program. How much do you know about Medicare, the people it serves, the benefits it covers, and its financial status? … Continued

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