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TSCL Releases 2018 Loss of Buying Power Study.Let me be clear: I value genuine research and development, I believe drug companies should be able to make reasonable profits, and I understand that investors expect reasonable returns. I also believe, however, that it is Congress' job to ensure that Americans do not have to live with the fear that they will go bankrupt if they get sick. That is why I introduced the Prescription Drug Affordability Act of 2015 with Senator Bernie Sanders last year. This bill is a bold and comprehensive approach to reducing prescription drug prices in the United States. It empowers the Secretary of Health and Human Services to negotiate drug prices under the Medicare Part D prescription drug program; it enhances transparency, encourages competition, and brings much needed accountability to the pharmaceutical industry..This week, TSCL also proudly endorsed the Seniors Have Eyes, Ears, and Teeth Act, a bipartisan bill from Representative Lucille Roybal-Allard and 130 cosponsors in the House. If adopted, the bill would expand Medicare coverage of hearing, vision, and dental services. Currently, Medicare is prohibited from covering these critical health services, and many older Americans living on fixed incomes cannot afford to pay out-of-pocket for them..Good news is hard to come by these days. While a pandemic has hit our nation at least once before, none of us alive have ever experienced anything like this. In addition to the concern over catching the virus, the economy continues to take a huge hit, and no one knows how long this will last or how bad it's going to get..Selling a home to move to lower-cost housing, or as part of a move to assisted living, involves plenty of cleaning, repairs, and maybe some renovations. To get the most money, and to recover your repair and renovation investment, focus on improvements that are either necessary to sell your home, or those that will help get you a higher price. While every home is different, here are six home improvements that tend to get the best return:.House leaders and a bipartisan group of 40 senators recently sent a letters to President Obama, and Medicare's Administrator, Marilyn Tavenner, expressing serious concerns about the impact of Obamacare cuts. "These cuts, in addition to proposed rules issued by CMS, will force millions of American seniors to face higher health care costs or lose access to their doctor, health plan, lifesaving drugs, and the benefits they've come to rely on," House leaders wrote. The Senate letter stated, "We urge you to maintain payment levels that will allow MA beneficiaries to be protected from disruptive changes in 2015.".Medicare Advantage plans are popular in many areas of the country for low, monthly premiums, having an annual out-of-pocket maximum, and for offering supplemental benefits not currently covered by Medicare, such as dental and vision coverage. Most Medicare Advantage plans also provide prescription drug benefits.."Dying With Debt: The Hidden Financial Crisis," Steve Yoder, The Fiscal Times, June 12, 2013.Two of the most popular Medigap plans, "F" and "C," will no longer be offered for sale in 2020. "While individuals enrolled in these plans may keep their plans, we are concerned that premiums for these plans could rise significantly without younger and healthier new enrollees to spread the costs in those plans," Johnson says.

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Under traditional Medicare, most people need to buy a supplemental Medigap policy to cover Medicare's considerable out-of-pocket costs, and need to enroll in a private Part D plan for drug coverage. Medicare Advantage plans receive a lump-sum from Medicare to provide enrollees with all Medicare Part A and Part B benefits and usually have lower premiums than Medigap insurance. Many of the plans also provide drug coverage and are popular for providing a range of additional services that Medicare doesn't cover, such as discounts on eyeglasses or dental care. The most critical differences between Medigap and Medicare Advantage plans are in the out-of-pocket costs required and, access to doctors and other healthcare providers..What financial actions have you been forced to take over the past 12 months? Please take TSCL's new Retirement Survey and let us know!.It turned out that Flo was working for the deep pocketed pharmaceutical industry. They successfully used her ad to sink major legislation proposed by President Bill Clinton to add a voluntary drug benefit to Medicare. It wasn't until 2003 that the Medicare Prescription Drug, Improvement and Modernization Act, which added the Part D drug benefit to Medicare, was finally signed into law by President George W. Bush. But, although the bill provided a drug benefit, it specifically prohibited Medicare from negotiating prices with drug manufacturers, even though Medicare negotiates prices for almost every other service and for Part B drugs. High drug prices put patient's lives at risk every day when people can't afford to fill their prescriptions. … Continued

Newsroom District One Hospital To Offer 3d Mammograms Starting October 24
The plan released this week is not expected to be adopted or even to win any bipartisan support on Capitol Hill. However, it does mark the start of the fiscal 2016 budget negotiations, and it lays out the line-by-line needs of the federal agencies for appropriators. Soon, the House and Senate Budget Committees will release their own spending blueprints for fiscal 2016, and TSCL expects to see proposals that would dramatically alter the Social Security and Medicare programs. We will keep a close eye on the negotiations as they evolve, and will post updates here in the Legislative News section of our website..In addition, since 1992 there has been a significant change to the government's bottom line. For the government fiscal year ending September 30, 2000, the Congressional Budget Office reported a surplus of 6 billion- billion of which comes from non Social Security revenues. The CBO estimates the 10-year non-Social Security surplus to be about .1 trillion..If signed into law, the bill would repeal the Windfall Elimination Provision and the Government Pension Offset two provisions of the Social Security Act that cut the earned benefits of millions of teachers, firefighters, police officers, and other public servants each year. Because these individuals receive pensions from their state or local governments, their monthly Social Security checks are arbitrarily reduced, often by one-half or more. … Continued