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So, we wanted to close this week's update with some good news, as reported by Bloomberg News..Access to the plans is highly variable. While some areas of the country have dozens of Medicare Advantage plans, rural counties often have very limited choices, or as little as just one insurer. Frequently, older and sicker enrollees discover that Medicare Advantage plan out-of-pocket spending due to chronic health conditions, or a hospitalization can be much higher than with a Medigap plan. Medigap supplements cover most, or even all, out of pocket costs..The Social Security Notch is the unexpectedly steep drop in benefits that affects people born from 1917 through 192This generation of seniors receives lower benefits than other seniors who had nearly identical work and earnings histories..2009 Annual Medicare Trustees Report, May 12, 200"How Medicare Part B Premiums Would Be Affected If There Is No Social Security COLA," Kathleen Romig, Jim Hahn, Congressional Research Service, May 4, 2009 7-5700..Congress has the ability to prevent these reductions before they take effect, but the questions is - will it do so? Legislation proposed in 2020 would protect the retirement benefits of individuals who were born in 1960 from declining. But TSCL is concerned that some Members of Congress may balk at taking timely action. To prevent lawmakers from looking the other way, they need to hear from as many constituents as possible to take action to protect retirement benefits. "These are benefit cuts that are directly caused by COVID-19 and should be addressed by emergency legislation, or in a comprehensive bill that would correct this problem. In addition, Social Security benefits still need to be boosted for all retirees," says TSCL's Executive Director, Shannon Benton..Sixty-two percent of American households include at least one pet. Mine includes two –both a dog and an aging cat. New advances in veterinary medicines are making expensive treatments a reality, often putting owners into an emotional and fiscally painful bind. For example, I learned that my dog with paralysis in her hind quarters from a potentially fatal spinal disc rupture had the option of getting a ,000 surgery, followed by weeks of physical therapy in a swimming tank. My cat with hyperthyroidism is receiving oral medications costing up to 0 per year including blood tests. Even if your pet is perfectly healthy, vet bills for routine annual check-ups, tests, vaccines and treatments can run about 0 per year for dogs and 5 per year for cats..averages about ,350 per month. But even people who receive care at home spend.The IRS is warning retirees to get an idea of how much income tax you may owe for 2018, and determine whether you need to make an estimated payment by January 15th, 201Recent changes to the tax law lowered individual rates and tax brackets slightly. The standard deduction almost doubled from ,350 to ,000, and single taxpayers older than 65 can deduct an additional ,600. On the other hand, personal exemptions have been eliminated. Tax advisors say that on average, most retirees will likely see a decrease in the taxes they owe, but individual circumstances vary greatly..Petition to Congress: A Fair Cost of Living Adjustment for Social Security Benefits

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Alexandria, VA Seniors got a modest 3.6% boost in their Social Security benefit this year. But whether it's making a difference in the bank balances of the more than 39.5 million seniors aged 65 and older who get Medicare is another story. The Senior Citizens League, one of the nation's largest nonpartisan seniors groups, is hoping to learn the answer to this question. TSCL recently launched its annual "Senior Survey" to find out how rising Medicare and other costs are impacting seniors' incomes and.Those born during the Notch period "saved Social Security" by receiving lower benefits for the rest of their lives. They are the generation that fought and sacrificed during World War II. Now, although they receive lower benefits, they are among the senior age group hit hardest by escalating health care insurance premiums and prescription drug costs..The “Notch” refers to a disparity in benefits that resulted when.How Much Less Do Notch Babies Receive? Recently one of our readers asked “Is there a percentage as to how much less NOTCH BABIES receive monthly?“ … Continued

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During that period COLAs have averaged just 1.4%. In 2010, 2011, and 2016 there was no COLA payable at all and, in 2017, the COLA was just 0.03 percent. "But COLAs have never remained so low, for such an extended period of time, in the history of Social Security," says Johnson, who has studied the COLA for more than 25 years. Over the 20 - year period covering 1990 to 2009, COLAs routinely averaged 3 percent annually, and were even higher before that period..Eligibility criteria vary according to the type of benefit. The amount of benefits is determined by things such as the worker's earning record, age when the benefit was started, and other factors. For more information about whether you might be eligible for any of the above types of benefits visit or call Social Security toll-free 772-1213..But I was wrong. … Continued