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In a way that's not news. You already knew prices had been going up and so did we at TSCL. But it's nice to have the facts to back us up..Medicare remains a target of budget cuts in Washington as political leaders and other policy makers consider potential changes to the program. How much do you know about Medicare, the people it serves, the benefits it covers, and its financial status?.A new report from the non-partisan Congressional Budget Office says that new payroll taxes would boost Social Security and Medicare's financial condition in the short term. But in the long term, federal spending would increase significantly as those affected by immigration policy changes become eligible for Social Security and Medicare..To learn more, visit..This week, four congressional committees began crafting legislation to repeal the Affordable Care Act. In addition, the Senate Health, Education, Labor and Pensions Committee held a courtesy confirmation hearing to question Congressman Tom Price, the nominee for the Secretary of the Department of Health and Human Services position..If the Social Security cost-of-living adjustment were based on a more accurate measure of inflation for seniors, beneficiaries would not be receiving a record-low 0.3% increase this year. They would be receiving an increase of 2.1% according to the Bureau of Labor Statistics. Do you support legislation that would base the COLA on a more accurate inflation index like the Consumer Price Index for the Elderly?.Most seniors and their family members feel stymied by trying to figure out which plan would be the best choice. You may also worry that pre-existing health conditions make it difficult to change plans. That's not the case but either way, you will benefit from discussing your situation with a Medicare benefits counselor, not an insurance agent. Free, unbiased counseling is available through your State Health Insurance Assistance Program which operates in almost every area of the country. Local Area Agencies on Aging can refer you to counselors who help you learn about and understand your health plan choices, and to make a switch..Another critical feature of the plan is the redundancy of the supply chain, such as the existence of multiple manufacturers for each product and its precursors.A lot is at stake. Members of Congress and President Obama have been considering cuts to Social Security cost-of-living adjustments to lower government spending cuts that still remain on the bargaining table. In addition, the Social Security Disability Insurance Trust Fund will be fully exhausted in just three years, according to the Congressional Budget Office. An immigration amnesty would give new access to Social Security for an estimated 11.5 illegal immigrants currently in the U.S., who would become eligible for benefits that potentially include credit for earnings under fraudulent Social Security numbers.

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While most retirees tend to want to hold onto their current supplement or health plan, concern about rising costs is universal. TSCL's 2019 Senior Survey found that more than 75% of survey respondents favor the establishment of a cap on the maximum percentage of profit that private insurers may earn..For people with incomes less than ,000, the monthly Medicare Part B premium in 2017 is 4, and Medicare Trustees expect it to stay at that amount in 201But the vast majority of retirees are paying a Part B premium that's far lower than 4 - about 0 or less - due to a special provision of law that protects Social Security benefits from reduction when Medicare Part B premiums rise more than the COLA raises benefits..It is unfair and unjust to expect American seniors to settle for a COLA that is less than what they have spent their entire lives working for, especially when America's seniors have to account for new expenses to keep them safe during the COVID-19 pandemic. This is why it is critical to base COLAs on an index that reflects what seniors actually spend their money on. It is time for Congress to take action and give our nation's seniors what they deserve. … Continued

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Last week was a busy one in Congress. There are 3 reasons for that. First, the worsening of the coronavirus pandemic in many more states and the need to pass another major piece of legislation to deal with its effects..I'm 60 and I buy my own health insurance. Would I qualify for the new Obamacare health insurance exchanges? How much would I pay? I paid 1 per month this year, but I have a ,000 deductible with a ,000 annual maximum to keep my premiums affordable. My husband is getting Medicare and we depend on his Social Security for most of our income..Social Security benefits are one of the few types of retirement income to be automatically adjusted annually for inflation. In 2020, more than 61 million Social Security recipients received a 1.6 percent annual COLA, which raised the average ,460 benefit by .40 per month. … Continued

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