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To learn more about your benefits and retirement, sign-up for TSCL's free online newsletter, The Social Security & Medicare Advisor..Congress recently took action to head off a looming 19% cut in Social Security disability benefits received by nearly 10.8 million disabled adults and their dependents. The Social Security Disability Insurance trust fund was projected to run low of funds by the end of 2016, but changes contained in the recent debt limit budget deal include a number of provisions to strengthen program financing. Many of them had the support of TSCL..One TSCL concern remains regarding the possibility of some seniors losing their prescription drug coverage from their former employers. Therefore, we supported incentives to help businesses continue to cover their former employees. We will continue to monitor this development to help ensure that retirees are given the option to maintain coverage that they are used to and prefer..Drug prices in the U.S. are much higher than in other developed countries, because there are no federal laws regulating prices. In fact, the law specifically forbids Medicare from negotiating prices on behalf of its beneficiaries. Allowing the importation of prescription drugs from countries such as Canada, where drugs are less expensive, has the potential to lower drug costs for both U.S. consumers and the federal government..Of the respondents, 19% said they had used bleach on food, 18% said they had applied household cleaners to their skin, 10% said they had misted themselves with disinfectant sprays, 6% had inhaled vapors from the cleaners, and 4% had drunk or gargled diluted bleach solutions, soapy water, or other disinfectants..While Congress was busy debating the repeal of the Affordable Care Act and tax cuts for millionaires and billionaires, the federal government hit the debt ceiling on March 15th. Since then, the Treasury Department has been using "extraordinary measures" like postponing contributions to retirement accounts for federal employees to buy time and prevent a default on federal debts, including the money that the U.S. Treasury owes to the Social Security Trust Fund..Committees Discuss Solutions to Opioid Epidemic.If I start Social Security this year how much am I allowed to earn? I'll turn age 66 in November. I'm currently working in a job that pays ,000 per year plus health insurance..The opinions expressed in "Congressional Corner" reflect the views of the writer and are not necessarily those of The Senior Citizens League.

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In 2016 the COLA was zero and Part B premiums rose by 16.1 percent. In 2017 the COLA was just 0.3 percentage point, and Part B premiums rose by 10 percent. "Those premium spikes were due in large part to the cost-shifting effect created when no COLA was payable," Johnson notes..In 2017 the COLA was just 0.3%, but the Medicare Part B premium rose to 4.00 for people like new enrollees and others who haven't started Social Security yet and pay for their Medicare by check. Once again, the Part B premium of Barbara and the vast majority of Social Security recipients was protected from reductions. Barbara's monthly Medicare premium was adjusted to 108.00, taking every penny of her tiny COLA boost..Rather than get into all the details of how this works, we will simplify it this way. The Democrats now have the majority in the Senate because Vice President Harris can break tie votes, giving a majority vote of 51 to the Democrats. … Continued

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Earlier this year, after passing a .9 trillion tax bill in December and a .3 trillion spending package in March, leaders in the House called for a vote on a balanced budget amendment to the constitution that could have been disastrous for your Social Security and Medicare benefits. The amendment ultimately failed in the House, thanks to the voices of concerned citizens like you, but many lawmakers have said they aren't giving up on the drastic measure..If you plan to cash out your home equity, it's important to have a very clear idea of how that money will be used and how it would benefit your retirement plan. For example, refinancing to do repairs and make improvements that add value and safety to your home benefit your retirement plan. Taking money out for a vacation or to support adult children doesn't offer any financial benefit to your retirement..Even so, our estimate is still not complete. It does not factor in the cost of long term care services, and, because it is an average, it may not match every household's situation. … Continued

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