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Incredibly, according to a legal opinion obtained by TSCL in 2009, Totalization with Mexico may give Mexican immigrants greater rights to U.S. Social Security benefits than U.S. senior citizens currently enjoy. The proposed U.S./Mexico Totalization Agreement would be based on a contractual promise made by the United States government for the benefit of individual Mexican workers who qualify for U.S. Social Security benefits under the terms of that agreement..Some have hailed this provision as the closing of a "loophole," while others have said the provision will cause companies to cut jobs, and cut prescription drug coverage for retirees. Because companies would no longer be able to deduct the subsidy, it would increase the taxes they expect to pay under current law. The Senior Citizens League is monitoring this provision's potential effects on retirees. TSCL is concerned that some employers may cancel the often-generous prescription drug coverage that they provide to their retirees as a result of the expected increased costs of providing that benefit. If any retirees lose their current prescription drug coverage, they could then go through Medicare Part D to get their prescription drug coverage..Retirement accounts allow your savings to grow tax-deferred, but the rules change when you turn age 70 ½. At 70 ½, traditional IRAs require the owner to take required minimum withdrawals and you can't contribute any more savings. But you can still continue to put money into other types of retirement accounts, including Roth IRAs and some types of 401s, as long as you have earnings from jobs..TSCL consists of vocally active senior citizens concerned about the protection of their Social Security, Medicare, and veteran or military retiree benefits. TSCL was first established as a special project of The Retired Enlisted Association. On January 1, 1995, TSCL became an independent 501 citizens' action organization..Alexandria, VA leading proposal to temporarily fix the looming insolvency of the Social Security disability trust fund by reallocating payroll taxes has virtually no support among seniors, according to a new poll by The Senior Citizens League. Less than one percent of seniors polled said shifting revenues from the Social Security retirement trust fund to pay disability benefits was the best way to fix the disability program's financing. "TSCL believes this 'band aid' approach will not be quietly tolerated this time around," says TSCL Chairman Ed Cates. "Today's senior voters have clear preferences for how they think lawmakers should address the disability program's funding shortfalls - reallocation of payroll taxes from the trust fund that pays retirement benefits is not one of them," Cates states..Will Social Security Changes Affect Our Plans?.A sixty-four billion dollar budget cut does nothing to prevent fraud to begin with, especially when investigators and stronger oversight through the judicial system during the determination process are critically needed. TSCL believes that funding should be appropriated for the Cooperative Disability Investigations Program. The CDI program continues to be one of the Social Security Administration's most successful initiatives to prevent fraud, returning an estimated for every spent in fighting fraud..Specifically, the WEP reduces the earned Social Security benefits of an individual paying into the system from one job while receiving a public pension from a job not covered by Social Security. Educators are just one example of folks especially hard hit when they take a summer job. The GPO significantly cuts by two-thirds the spousal benefits of federal, state and local employees in jobs not covered by Social Security such as police officers, firefighters, and educators..Under the proposed House budget resolution, a Social Security "reform trigger" would be pulled in any year the Social Security Trustees determine the 75-year actuarial balance of the Social Security Trust Fund is in deficit. The resolution would also put any legislation on an expedited schedule for passage.