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Negotiations Continue among Conferees.We normally try to stay away from items that are covered in the news during the week. There would be no point in sending this out of all we did was repeat what you already know. But this time we have decided we need to talk, at least a little, about the subject that has captured the attention of the major and local news media, and the government this week..I've read about proposals to "expand" Social Security that would provide somewhat higher benefits and a better cost-of-living adjustment. How can Social Security be expanded when the program is running out of money?.Three Key Bills Gain Support.Social Security can be changed in two ways - but benefit cuts don't have to be inevitable. Increasing payroll taxes is the other avenue..Retirement accounts allow your savings to grow tax-deferred, but the rules change when you turn age 70 ½. At 70 ½, traditional IRAs require the owner to take required minimum withdrawals and you can't contribute any more savings. But you can still continue to put money into other types of retirement accounts, including Roth IRAs and some types of 401s, as long as you have earnings from jobs..Medicare fraud, waste, and abuse costs about billion a year. What type of measures do you support to put a stop to this loss of Medicare finances?.Your decision on when to enroll in Medicare depends on two factors: 1.) your age or disability and, 2.) the size of your husband's employer. You are first eligible to enroll at 65, but if your husband's employer has over 20 full time employees then you would be able to delay enrollment in Medicare while your husband is still working and he continues to have health coverage through his employer. Once the employment or coverage ends you have 8 months to sign up for Part B without penalty during a Special Enrollment Period..Congress Still Working to Avoid Government Shutdown

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The bills aren't paid..Under growing pressure to reduce the federal debt, Congress is considering a new Medicare proposal that would shift the risk of rising costs that outpace spending targets set by the government to seniors and the disabled. The proposal comes from a key recommendation of President Obama's Fiscal Commission..As originally introduced, the bill tied all income taxes paid on Social Security benefits to the Social Security Trust Fund, and none to the Medicare Trust Fund. Instead, the bill specified that revenues destined for the Medicare Trust Fund would come from general revenues, in an amount equal to those that the trust fund was otherwise estimated to receive from the taxation of Social Security benefits. … Continued

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Aside from Wednesday's hearing, there has been very little discussion on Capitol Hill about fixing the DI program. Reallocation is likely, but TSCL supports methods that would prioritize a reduction in fraud, waste, and abuse, since the program struggles with improper payments. Action will be needed within the next two years, and TSCL will keep a close eye on developments since they are expected to impact the OASI program. For updates, visit the Legislative News section of our website..Age doesn't matter for contributions to Roth IRAs. Regardless of your age, if you have earned wages you can contribute to a Roth IRA. While the contributions to a Roth will not lower your income for tax purposes, the money you put in will grow tax deferred without any required minimum distributions. And distributions from a Roth won't subject your Social Security benefits to taxation..TSCL has been monitoring the case closely in recent months because if implemented, the executive orders would have provided millions of undocumented immigrants with controversial access to Social Security and Medicare benefits. In a press release, Ed Cates TSCL's Chairman said: "Concern is high that undocumented immigrants who were illegally present and who worked under fake, invalid, or fraudulent Social Security numbers may benefit based on such work, potentially at the expense of others who paid into the system the legal way." … Continued