Last year TSCL joined the fight to end "surprise billing," a practice that generally refers to expensive, unexpected medical bills that patients receive from hospitals and doctors' offices even when they have health insurance that they expect will cover the majority of the costs of treatment..We should hope for our young adults, and workers from all walks of life, to aspire to serve their communities and become public servants. However, policies like the WEP and GPO only discourage our young people from becoming teachers, firefighters, and public health workers..This is a problem that affects retirees enrolled in Medicare Advantage plans much more so than those who have Medigap supplemental coverage which allows enrollees to see any provider that accepts Medicare. To reduce the costs of care, and to keep premiums low for consumers, Medicare Advantage plans contract with doctors and hospitals to create networks. Cost is a predominant concern and, in the process, plans create networks that exclude higher cost providers..The plans also reduce spending on premiums, because they eliminate the need for supplemental insurance. While the majority of Medicare beneficiaries still receive their Medicare benefits through traditional Medicare, many also purchase a Medicare supplement or "Medigap" policy to cover the considerable amount of out-of-pocket spending that Medicare alone does not cover, and a free-standing Part D drug plan..Doug Osborne served in the US Air Force for 20 years. After retiring, he continued his career in the technology field using the knowledge gained during his enlistment. Doug is a lifetime member of TREThe Enlisted Association and has served on multiple committees, such as; Awards, IT, and the 5-year plan. He routinely donates his time, effort and money to the missions of TREA and The Senior Citizens League and encourages using technology to a greater degree. As the Legislative Liaison for TSCL's Board of Directors, he helps to educate seniors on various issues that strike close to home. He meets quarterly with Members of Congress and/or their staff to ensure they are aware of the concerns of TSCL supporters in their specific districts and to encourage them to support legislation that benefits senior citizens. Doug is also involved with The American Legion and, when able, Doug supports Team Rubicon on deployments. He lives in Parker, Colorado with his wife, Debbie..If you currently have dental insurance, you may want to check with your plan to see what dental services are covered. If you do have some coverage now, consider getting necessary dental work before you start Medicare. You may also want to shop for Medicare Advantage health plan that covers routine dental services, but carefully first compare other costs and coverage for your specific health conditions and prescription needs..He is a former member of the Board of Directors of the Manassas Museum in Manassas, Virginia, and a former board member of the Retiresafe association..Low-income seniors, including about one-quarter of all Notch Babies, may be feeling the effects of the expiration of federal stimulus funding for Medicaid that ended recently. The recession drove up Medicaid enrollment sharply, but the federal government stepped in with extra funding to help states cover the costs. Increased enrollment and decreased funding have led states to eliminate some benefits and increase the co-payments they charge..TSCL was pleased to see seven new cosponsors sign on to the bill this week, and we will continue to advocate for it on Capitol Hill through the remainder of the 114th Congress.

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The prospects for an adequate Cost-of-Living Adjustment boost for 2013 are dimming. The rate of inflation, as measured by the Consumer Price Index, is decelerating at the fastest pace in three years. A low COLA would leave the seniors, especially those with the lowest Social Security benefits, with less money to cover Medicare premiums that are automatically deducted from monthly payments..Representative Elijah Cummings introduced H.R. 448 on January 10, 201It has since been referred to the Committee on Energy and Commerce, and to the Committee on Ways and Means..How can payroll taxes be withheld if illegals don't have a Social Security number? … Continued

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More Means Testing For Medicare: Higher income seniors with incomes of more than ,000 already pay more for their Medicare Part B and Part D premiums. More seniors will pay the higher costs in the future because the income threshold is not adjusted for inflation. President Obama has proposed raising the amounts that higher-income seniors would pay, and proposes new income thresholds that would push seniors into higher premium brackets more quickly..Have health insurance coverage. If you are under the age of 65 and didn't have health insurance for some or part of 2014 you may have to pay a tax penalty. For people who don't have Medicare or Medicaid, the penalty for not having coverage is the greater of 1% of your annual income, or The penalty is rising in 2015 to the greater of 2% or 5 per person..According to Rep. Cartwright, Direct Care Workers currently provide 70-80 percent of the paid, hands-on care that those with chronic illnesses receive. However, they are not recognized as "essential contributors" to teams that provide care, and they do not receive the advanced training that is needed for them to realize their full potential. S. 2251 and H.R. 4445 would address this issue, and TSCL believes if signed into law, the bill would go a long way in ensuring that seniors receive coordinated, quality medical care. … Continued

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