If Congress fails to prevent a default on the federal debt, older Americans will be impacted in two major ways. First, Social Security benefits would be delayed, and millions of seniors living on fixed incomes would suffer financially. Second, health plans that cover Medicare beneficiaries and providers who treat Medicare patients would likely see postponements in their reimbursements from the federal government. Access to quality medical care could become more difficult for older Americans if that occurs..Senior meals: Agencies on Aging often have congregate meal programs and act to coordinate with home delivered meal programs in your area..As further reinforcement, my colleagues and I introduced the Prioritize Spending Act that directs the Treasury to pay Social Security and Medicare first. As of this writing, the President and Senator Reid refuse to allow it to become law..Guide dogs or other service animals to assist a blind or physically disabled person..As we've said, lowering drug prices is a top goal of Democrats, including President Biden. Republicans have indicated they will not support that effort so the Democrats have to pass it with just their own members. With only the slimmest of majorities in both the House and Senate, the Democratic leadership has to try and keep all of their members on board..To even meet the statutory test of disability, the disabled worker must be unable to work or engage in any "substantial gainful activity." To qualify, disabled workers must have worked in the past, and be unable to work because of a medical condition that is expected to last more than one year or result in death..While some patients may have used video conferencing or telephone calls with their doctors during the coronavirus shut down, at some point a physical exam and lab work usually is needed..This estimate is still just that - an estimate. The 2020 COLA is based on CPI data through September 2019 and won't be announced until October. Inflation could start going up again, but with the first five months of data so low, we are likely to see another low COLA in 2020..Omnibus Work Continues in Congress

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By U.S. Representative Matt Cartwright.As a non-partisan, non-profit seniors organization, TSCL does NOT endorse candidates in presidential or congressional races. Our mission is to educate the public about Social Security and Medicare benefits and about legislative proposals that would affect Americans' retirement security. We urge you to make sure your voter registration and your photo ID's are up–to–date, especially if you have moved recently. We encourage all of you to vote this November!.Look into mail-order pharmacies. When ordering by mail you can often save money because you order in quantity - a 90-day versus a 30-day supply. Many mail order pharmacies charge lower co-pays for a 90-day supply than what you pay for a 60-day. Check with your drug plan to find out if mail order is available. … Continued

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Due to your income, you are subject to paying high income premium surcharges for both Part B and Part D drug coverage. The income brackets that determine the amount of your premiums have been adjusted for inflation this year after no adjustments in 2011 through 2019..In the days ahead, many Senators will be holding town hall meetings in their home states. TSCL encourages its members and supporters to attend these events and to ask important questions about the BCRA, like the following two….In January, one-third of all Medicare beneficiaries could see a Part B premium increase of 22 percent the highest increase in 27 years. Do you believe Congress should take action like it did last year to prevent the dramatic increase? … Continued

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