By U.S. Representative Matt Cartwright.Help! I've Been Told I Have To Return My Deceased Husband's Last Social Security Check. Is This Really True?.TSCL believes this offensive policy is long overdue for a change. Social Security provides monthly income to retirees and we believe retirees are entitled to every last dime, including benefits for the month in which they die. Payment for the final month is especially important as you point out because medical and funeral expenses can be significant..TSCL will keep a close eye on the fiscal 2016 budget resolution as it moves through the Senate in the coming days, and we will continue to voice our concerns about cuts to the Medicare program that would result in higher costs for beneficiaries. For updates on its movement, visit our new Facebook page..Medicare beneficiaries would still be on the hook for the ,000 that would need to be spent out-of-pocket before the catastrophic coverage even starts. For the average beneficiary, that could take one-third or more of one's entire Social Security income for the year..In March, TSCL delivered letters to several leaders in Congress including Senate Majority Leader Mitch McConnell, House Speaker Paul Ryan, and House Freedom Caucus Chairman Mark Meadows requesting their immediate action on the looming debt ceiling crisis. Art Cooper, the Chairman of TSCL's Board of Trustees, wrote: "Our supporters nation-wide hope you will act swiftly and responsibly to avert delays in Social Security benefits and payments to Medicare providers, and they will not tolerate additional cuts to their earned Social Security benefits.".Rehab the kitchen. Mid to lower range kitchen remodels can have the highest return when you sell your home, but avoid going overboard. Most buyers don't like to pay extra for that professional 8-burner gas range or a fancy fridge. Replace missing drawers or those that no longer function. If your cabinets are outdated and beat up, a less expensive option to replacing them is resurfacing, which involves attaching a thin veneer to the surface, and replacing doors and hardware. Repair leaky facets, and replace stained or worn out sinks and fixtures. Consult with your real estate agent on counter tops - laminate instead of granite may be just fine..The Obama Administration and proponents of Obamacare have continued to downplay the cancellations of the health insurance of 4.7 million individual policy-holders who received notices that our polices would be ending in 2014 because they didn't comply with the new healthcare law. I was able to temporarily renew my so-called "junk policy." I wanted to keep it because my deductible is 50% lower than the lowest deductible found on any comparable policy in my area on the exchange, and my current plan has a much less restrictive provider network. Most importantly my premium is about 60% lower than I would pay on the exchange, that's after the subsidy..Yet in deficit reduction negotiations over the past two years, both President Obama and Congressional budget negotiators proposed cutting the growth in annual cost–of–living adjustments and several Medicare measures that would increase beneficiaries' out-of-pocket costs, like higher deductibles, and new co-pays, over the same time. "Making beneficiaries pay more for their Medicare, with less income, simply isn't feasible for a large percentage of today's older Americans," says Cates. "TSCL believes that Congressional candidates could face pushback from concerned senior voters in upcoming elections," he adds.
