Fewer low-income seniors would qualify for nursing home care, or would have longer "spend down" waiting periods..So far activists, including TSCL's members and supporters, have managed to keep Capitol Hill lawmakers wary of making major changes. But the issue isn't going away any time soon. The nation will once again reach the federal debt limit by the end of next year, and at the same time, lawmakers will be confronted with the looming insolvency of the Social Security Disability program. Deficit reduction battles are likely to dominate the Congressional agenda once again, and cutting COLAs remains the target of major deficit reduction plans..The answer depends upon whether you start your benefits before or after your full retirement age - which in 2017 is 6When you start Social Security benefits before your full retirement age, you will be subject to the Social Security earnings test. The earnings test can cause Social Security to withhold your benefits if you earn more than the annual exempted amount. In addition, your initial retirement benefit will be permanently reduced, because you started Social Security prior to your full retirement age. It pays to wait until 6Here's why:.Learn more about your best retirement age using Social Security website's benefit planning tools or call the Social Security Administration toll free at. Many areas of the country hold programs and workshops on retirement and benefits. Find out what is planned in your area by contacting your local senior center, library, community colleges and universities..To help protect the buying power of earned benefits, The Senior Citizens League is fighting proposals to cut COLAs. TSCL has developed an online calculator for the public to learn how much a COLA cut would cost in Social Security income. Visit seniorsleague.org/chained-cola-calculator/..Let's be clear about this. No one is saying that the effort to cut Medicare and/or Social Security will come this year or next..You receive care from a Medicare-certified home health agency..Nearly, 1.5 million people are affected by the WEP, which reduces the earned Social Security benefits of an individual who also receives a public pension from a job not covered by Social Security. For example, a teacher who spends his or her summers working a second job or a police officer who leaves the force after years of service but is not quite ready to retire can see their benefits reduced by as much as 40 percent. However, a similar worker with a private sector pension would not see this kind of reduction. We are punishing public sector employees such as our teachers, firefighters, and police officers..Use the Health and Drug Plan Finder found at.

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Medicare has begun a major program change that affects diabetics who get supplies home delivered and other seniors who rent medical equipment like home oxygen gear and wheel chairs. The program is intended to help seniors save money when they buy supplies and rent equipment, but TSCL believes it is more likely to first cause confusion and surprise unanticipated costs until patients figure out the new system..But no matter how legislation would be structured, Canadian health experts are warning that the plan could accelerate drug shortages in Canada. Attempting to fill the U.S. consumers' needs with pharmaceuticals from our smaller northern neighbor could not only drain supplies in Canada, but also drive up prices in that government-run health system, opponents say..To learn more about how work affects your benefits, see the publication "How Work Affects Your Benefits," SSA Publication No. 05-1006You can find it at or by calling toll free at. … Continued

Health Reform Press Release Study Finds Recent Slowdown In Health Spending Growth Mostly Tied To The Economy

About one quarter of all Medicare beneficiaries are covered by Medigap polices. Out-of-pocket costs under Medicare are considerable, and most beneficiaries supplement their coverage either by purchasing a Medigap policy or joining a Medicare Advantage plan. Unlike Medicare Advantage, however, Medigap enrollees in most states are not able to switch to another Medigap policy during fall open enrollment, because insurers are not required to cover pre-existing conditions outside of the individual's initial enrollment period. Seventy-two percent of survey participants support extending guaranteed coverage for pre-existing conditions to Medigap, allowing Medigap enrollees greater freedom to switch to other, less costly, Medigap plans..These questions were prepared as a public service by The Senior Citizens League, 1001 N. Fairfax St. #101, Alexandria, VA 22314, 703-548-556With over 1 million supporters, The Senior Citizens League is one of the nation's largest nonpartisan seniors groups. TSCL consists of vocally active senior citizens concerned about the protection of their Social Security, Medicare and veteran or military retiree benefits..The plan includes fostering international cooperation and promoting research and development that establishes innovative manufacturing processes and production technologies to strengthen supply chain resilience … Continued

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