As was noted in last week's update, the AHCA would reform the current health system and negatively impact older Americans in several ways. It would restructure the Medicaid program, which funds nursing home care for many qualified Medicare beneficiaries. It would base premium subsidies on age instead of income, while allowing private health insurers to charge older Americans five times more than they charge younger folks for their coverage. And it would deplete Medicare's Hospital Insurance Trust Fund by eliminating two revenue sources that the ACA created, creating a funding crisis for the program..With the cash deficits of the disability trust fund growing and with the trust fund's projected insolvency in 2018, something will need to be done about the disability program, and soon..Even if you aren't ready to sell your home, but just doing some planning for the future, homes maintain their highest value with careful regular maintenance and de-cluttering. It's not too early to start thinking ahead. To learn more, see: Selling Your House, Nolo's Essential Guide, by Iiona Bray, J.D..Retirees are rightfully anxious about financing healthcare in retirement. Some retirement experts estimate that a 65 - year - old couple who retired in 2016 would need 0,000 for medical expenses throughout retirement and 0,000 if you include the costs of long-term care..The President's order halts the collection of Payroll taxes from Sept. 1 through the end of the year. In addition, he instructed the Treasury Department to look into how the government can forgive the deferred tax payment permanently because as things stand right now the taxes must be repaid after the first of the year..The record low COLAs in recent years that haven't stopped politicians in Washington from proposing more reductions by using the more slowly- growing "chained" CPI, to calculate COLAs. According to TSCL's online "Chained COLA" calculator, over the first 10 years alone a ,000 per month benefit would lose about ,555 in growth under the proposal..Unfortunately, it is not as cut-and-dried as "everyone will now pay per month for their insulin." It is much more complicated than that..Most Americans contribute 6.2 percent of every paycheck to Social Security, but due to the payroll tax cap, people earning more than 8,400 contribute nothing over that amount. Eliminating the payroll tax cap would extend the solvency of the program responsibly, without cutting benefits for seniors. Do you agree?.This week, lawmakers returned to Capitol Hill following the month-long August recess and quickly passed legislation to temporarily fund the federal government and lift the debt ceiling. In addition, one House Subcommittee held a hearing to discuss the Social Security Disability Insurance program, and one Senate Committee met to debate the future of the Affordable Care Act.

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An insurance industry source said Congress' deliberations are "freaking out" companies who worry that seniors will drop their private plans en masse and migrate to traditional Medicare once the new benefits are in place. But the source said the industry is mindful of the optics of publicly opposing coverage of eyeglasses, dental care and hearing aids, and is largely lobbying behind the scenes..Immigration law forbids working in this country without legal authorization and a Social Security Number. Yet millions of "undocumented" immigrant workers are earning income. Illegals often get jobs by using illegally obtained, forged, or invalid Social Security numbers. Employers in turn withhold payroll taxes and report the earnings to the Social Security Administration using those numbers. When the numbers don't match up with the numbers issued by SSA, they go into a special file called the "Earnings Suspense File." Valid numbers issued from the U.S. government are also misused..you need to start distributions. Most types of retirement accounts other than … Continued

Civil And Criminal Justice Ban The Box

According to the Washington Post, a new report warns that regularly eating fried foods - french fries, fried chicken, and the like - ups your chance of having a major cardiovascular problem, such as a heart attack or stroke, by 28 percent..Firstly, the Senior Security Act will create a Senior Investor Taskforce at the SEC that will exclusively focus on how seniors are being targeted by fraudsters and those who seek to take financial advantage of them. This new Taskforce will identify challenges that senior investors encounter and will identify areas within the SEC or other organizations where senior investors would benefit from changes. The Senior Investor Taskforce will also coordinate with other offices within the Commission and the Elder Justice Coordinating Council. When appropriate, the Taskforce will consult state securities and law enforcement and state insurance regulators to ensure we're all doing as much as we can, at every level of government, to stop this..For updates on the drug importation issue, follow TSCL on Twitter or visit the Legislative News section of our website. … Continued

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