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With Mortgage Rates So Low, Is Now a Good Time For Retired Homeowners To Refinance?.In a controversial political maneuver, Members of the House passed a bill on Friday that would keep federal agencies funded through December 15th, but withdraw spending for the implementation of the Affordable Care Act. The bill is now in the hands of the Senate, where leaders will likely attempt to strip it of the language that defunds the health care law. When asked how he plans to move forward with the House bill, Senate Majority Leader Harry Reid said: "Any bill that defunds Obamacare is dead. It's a waste of time." The bill has also received numerous veto threats from the White House..Rehab the kitchen. Mid to lower range kitchen remodels can have the highest return when you sell your home, but avoid going overboard. Most buyers don't like to pay extra for that professional 8-burner gas range or a fancy fridge. Replace missing drawers or those that no longer function. If your cabinets are outdated and beat up, a less expensive option to replacing them is resurfacing, which involves attaching a thin veneer to the surface, and replacing doors and hardware. Repair leaky facets, and replace stained or worn out sinks and fixtures. Consult with your real estate agent on counter tops - laminate instead of granite may be just fine..Your Social Security benefits are affected by the Windfall Elimination Provision. It affects people who have worked in jobs covered by Social Security and other jobs in which Social Security taxes were not taken out of your pay - like some government jobs, or for employers in other countries. The good news is that the WEP does not apply to survivors benefits, and because your wife worked in a private sector job that was covered by Social Security, she's not affected by the Government Pension Offset - a similar provision that reduces spouses and survivor benefits..This week, appropriators in the House and Senate continued making progress on a number of fiscal 2015 bills. Notably, House Appropriations Chairman Hal Rogers released a plan to trim funding slightly for the contentious Labor-HHS-Education measure, which the Social Security and Medicare programs both fall under. The plan would provide 5.7 billion in funding for the measure, which is approximately billion below the current funding level..Introduced by Reps. Linda Sanchez and Tom Reed, the bill would provide up to ,000 in a family caregiver tax credit. Expenses like groceries, modifications to a home, transportation to a doctors' visits, or hiring someone to look after an elderly patient or disabled child would qualify for the credit. "A caregiving credit would be a much needed help," says Susan. "It would benefit me and benefit a lot of other older families that I work with," she says..In years when there has been no, or almost no cost-of-living adjustment, Medicare Part B premiums have spiked significantly. TSCL is highly concerned that another Medicare Part B premium spike could.Benefit Bulletin: June 2020 Medicare Premiums Could Spike Due to Coronavirus.TSCL is concerned that the monthly base Part B premium could jump by more than .40 rising from 4.60 to more than 2.00 in 202This doesn't have to happen! Congress can prevent this by providing an emergency COLA..As a place to start contact your local senior centers and Area Agencies on Aging. Seniors centers can help with services that include:

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In the weeks ahead, The Senior Citizens League will be closely monitoring discussions in the House and Senate to repeal the ACA since they will impact older Americans in several ways. For instance, Medicare Part D beneficiaries who fall into the coverage gap or "doughnut hole" will face higher costs for their prescription drugs, and the Hospital Insurance Trust Fund that finances Medicare Part A will lose a critical stream of funding. For updates on the repeal of the ACA, visit the Legislative News section of our website, or follow TSCL on Facebook or Twitter..TSCL is pleased that after more than a decade, lawmakers have finally passed legislation to repeal and replace the SGR once and for all. The SGR has not worked as it was intended to since 2003, and seventeen times it has called for steep physician pay cuts, threatening access to quality medical care for seniors. We are hopeful that the new system will bring increased stability to the Medicare program..TSCL questions whether the more widespread use of subjective criteria in disability determinations may be contributing to disability fraud. Recently, 134 people, including retired New York City police officers and firefighters, were charged in one of the largest disability frauds on record. Those indicted were charged with faking mental disabilities, like post-traumatic stress disorder stemming from responding to the 911 terrorist attack on the World Trade Center, to obtain hundreds of thousands of dollars in disability benefits. … Continued

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"According to the findings, seventy-two senators and 302 members of the House of Representatives cashed a check from the pharmaceutical industry ahead of the 2020 election - representing more than two-thirds of Congress, according to a new STAT analysis of records for the full election cycle..TSCL supports a special provision of the Senate bill introduced by Senators Orrin Hatch and Marco Rubio. The provision would ban earnings from jobs worked illegally from being used to determine entitlement to Social Security benefits and for calculating the amount of initial benefits legislation that TSCL and TSCL's grassroots members have long supported. But the Senate bill does not close a related loophole in current law that allows older immigrants who received "non-work" Social Security numbers issued prior to 2004 to claim Social Security benefits without having ever received work authorization..This is a great question to ask, because working under the wrong assumptions about Medicare and your current group health insurance could wind up costing.Q April/May 2021 Does Medicare Cover Eyeglasses? … Continued