Is the President over-reaching his powers? Should changes in immigration law be left up to Congress?."When family caregivers don't get the support they need, and few get enough, they are faced with leaving their jobs, taking on significant debt, or moving their loved ones out of their homes and into costly assisted living facilities," Cates notes. TSCL believes this growing problem must be addressed to enable older and disabled Americans to live with dignity in their homes and communities. TSCL encourages the public to contact Members of Congress and ask elected lawmakers to support the Credit For Caring Act. To learn, more visit..Some say that if workers pay into the system, then they should be entitled to benefits. But TSCL and the overwhelming majority of seniors who have responded to TSCL's surveys believe that Social Security benefits should not be based on illegal earnings and work credits. Congress is considering big changes to both Social Security and Medicare that will result in reducing benefits and higher costs for retirees in the future. TSCL supports measures that would prohibit Social Security from using earnings for jobs worked without legal authorization to be counted towards entitlement to benefits..This may not be true once Members of Congress start purchasing insurance though the exchanges in 201In 2014 the exchanges will offer health insurance to individuals who don't get coverage through their employers, and, to small businesses. Large employers aren't scheduled to offer insurance to their employees through the exchanges until 2017, so it remains uncertain whether the exchanges would be ready to accept federal government's contributions towards premiums next year..From January through March, TSCL surveyed seniors and disabled Medicare beneficiaries to learn how our readers feel about many of the proposals under debate. Almost 5,000 of you weighed in. The answers are important as members of Congress consider major changes to Medicare, most of which would make people pay more for their benefits..The hold harmless provision affects Medicare beneficiaries who have their Part B premiums automatically deducted from their Social Security payments. The law protects the Social Security benefits of those people, about 70% of all Medicare beneficiaries, when an increase in the amount of the Part B premium is greater than the amount of increase that individuals would receive in their COLA. The law prohibits a reduction to an individual's monthly Social Security benefit due to rising Medicare premiums from one year to the next..Our legislative team will keep a close eye on the legislation as it is implemented in the coming months, and we will continue to advocate for policies that would reduce health care costs for Medicare beneficiaries. For updates on our progress, visit the Legislative News section of our website, or follow our new page on Facebook..Although the bill applies to children, TSCL is concerned that the DREAM Act is a back-door approach to a much wider amnesty that would have an enormous impact on the financial solvency of Social Security and Medicare. Under current policy, immigrants who become U. S. citizens, as young people under the DREAM Act would, may file a petition for green cards to allow their immediate relatives to legally immigrate to the U.S. Relatives who qualify immediately for a visa are spouses, unmarried children under the age of 21, and parents. Once the parents receive the green cards they can legally apply for work authorization, and renew it annually..To learn more about what you may itemize and how much you can deduct, visit and download instructions for Schedule A Form 1040 Itemized Deductions.