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Because food and fuel prices are highly volatile - subject to international crisis, wars, and disasters - Wall Street economists often exclude those costs in news reports in order to give the business community a better idea about the status of "core inflation." If less volatile items remain relatively unchanged, that tends to indicate that inflation remains stable, despite spikes in oil or food prices - a reassurance to the markets..My extra checks are in the computer desk, so I go inside the house to my desk where I find the can of soda I'd been drinking..The unexpected change received no prior public debate, it went into effect almost immediately, and it hit seniors who were just months away from claiming benefits. In a poll recently conducted by TSCL, 70% of respondents said they viewed the change as an "unnecessary benefit cut" rather than a "closure of an unintended loophole," as portrayed by Congress..The proposal to adopt the chained CPI for adjusting Social Security and other federal retirement benefits has been a central feature of nearly every major budget negotiation since 20The adoption of the chained CPI to calculate COLAs would not only permanently reduce Social Security benefits of more than 60 million beneficiaries, but would also increase taxes, because personal exemptions and tax brackets which are adjusted for inflation would rise more slowly..TSCL's review of the Totalization Agreement and related documents raises a number of significant questions. For example, no new estimates of the cost of the agreement to the Social Security Trust Fund were released to TSCL..Borrowing money to fund Social Security and Medicare benefits would not be possible unless that option could win the support of three-fifths of both the House and Senate..The government will announce the 2017 COLA on October 18, 2016 and it remains to be seen whether Congress will take action to protect older Americans and state Medicaid budgets from unexpectedly high Medicare Part B premium costs. In response to similar circumstances last fall, Congress passed legislation that modified the Part B premium spike to the amount it would have increased if the hold harmless provision had not gone into effect..Before a company's drug patent expires, manufacturers of generics race to file lawsuits to challenge the patent. The company that wins gets a six-month period of exclusive sales to sell the drug. While this doesn't always happen, when it does it can delay real market competition until several manufacturers start making the generic version..Two House Bills Gain New Support

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Claim a health law exemption if under 65 and uninsured. If you did not have health coverage in some or all of 2014, you might qualify for an exemption. As of September 30, 2014, the website lists 22 of them here. These include reasons such as the lowest-priced coverage available would have cost more than 8% of your household income, or your individual plan was cancelled and you believe other Marketplace plans are unaffordable. To claim the exemption you can apply now. Be sure to use the right form, found on. You may also wait to claim the exemptions when you fill out your 2014 tax return, due April 15, 2015..You may well find that the best way to come out ahead is to pay out-of-pocket and brush your teeth regularly at least twice a day, for a full 2 minutes. If you don't already have a regular dentist, call around to find the most reasonable fees and to see if the dental practice is willing to provide "senior" discounts. If you have good oral health and few health or dental problems, ask the dentist if you can stretch your exams out to every 9 months instead of twice a year, and space out X-rays..Congress is under intense pressure from numerous directions to get rising debt under control. The Congressional Budget Office further warned that growing interest costs on the debt would restrict our elected lawmakers ability to use tax and spending policies to respond to economic downturns or financial crises. And that in turn would increase the probably of a sudden fiscal crisis, in which the government would lose its ability to borrow at affordable rates. … Continued

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If signed into law, the Social Security Preservation Act would require that all annual surpluses of the Social Security Trust Funds be invested in marketable interest-bearing obligations of the United States or obligations guaranteed by the United States. It also outlines certain requirements for determining the annual surplus of the Trust Funds. With the Social Security Trust Funds set to expire in 2033, TSCL believes that it is now more important than ever for Congress to protect and secure the program's monies. Rep. Paul's bill would do just that, and we were pleased to see support grow for it this week..Trustees Release Annual Financial Reports.According to the study, the 250 top selling drugs, each with one manufacturer and no competitive products on the market, account for 60% of net total Medicare Part D spending. The top 50 selling drugs, also with one manufacturer each and no competitors, account for 80% of total Medicare Part B spending. … Continued