Refinancing a mortgage in retirement is a "special needs" situation. TSCL highly recommends that this should be discussed with an unbiased financial advisor..TSCL is pushing for "The Notch Fairness Act" legislation that would give Notch Babies born from 1917 through 1926 their choice of a lump-sum of ,000 payable in four annual installments or an improved monthly benefit. This legislation is now estimated to cost billion. Sponsorship of this legislation is building steadily, but we need your help. Please contact your Representative and ask for his or her support of "The Notch Fairness Act,"..The House recently voted to pass my bipartisan Senior Security Act, which takes senior fraud and scams head on and will help the Security Exchange Commission and, federal prosecutors, crack down on these senior-preying criminals. I introduced this bill with Republican Congressman Trey Hollingsworth of Indiana..A provision of a recently enacted government spending bill restricts Part B premium increases in 202The bill caps the Part B premium increase for next year at the 2020 amount plus 25% of the difference between the 2020 amount and a preliminary amount for 202The preliminary amount would be calculated the same way that it would have been without the bill but would prevent dramatic increases that may have occurred as a result of Medicare Part B premiums growing when the COLA is so low..Congress Passes "Doc Fix".To find contact for your Members of Congress or to sign a petition, visit the ACTION CENTER of our website. To find information on key bills and issues, click HERE..On Monday, a group of three Senators Amy Klobuchar, John McCain, and Chuck Grassley sent a letter to the White House urging the administration to utilize its executive power to reduce prescription drug costs..Homeowners and renter's insurance: With severe weather-related disasters, homeowner's insurance is one of the top ten fastest rising senior costs. If you haven't done so recently, review your coverage and determine whether it's based on the current value of your home and realistic current replacement costs. Many policies have new deductibles for wind and hurricane damage based on a percentage of your home's value, so take care and look before being tempted to increase deductibles to lower premium costs. Do shop around with other highly rated insurers to see if you can lower your premiums..TSCL is supportive of the President's efforts, but we are taking a wait-and-see approach because, as so many things are in Washington, D.C., the devil is in the details.

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You will need to respond to the Social Security Administration by stating that you are contesting the amount of earnings that the Social Security Administration says you had, and the amount of money they say you were over paid. You should also ask Social Security for a review of your earnings record. You may be a victim of identity theft and one or more people might be using your Social Security number to illegally work..In a statement released by TSCL on Thursday, Social Security and Medicare policy analyst Mary Johnson said: "Older middle-income Americans could shoulder a disproportionate share of taxes under these changes, and get pushed more quickly into higher tax brackets than they are today … The changes under consideration may provide some modestly lower federal income taxes at first, but the benefits for many people would be short-lived.".One TSCL member Barbara B., 75 of Indiana recently told us: "It's been 36 months since I've had any raise in my net operating Social Security, but my actual household costs continue to go up. This isn't fair to retirees." Barbara, who is now 75, retired 9 years ago. Like many seniors around the country, she feels that her Social Security benefits are not keeping up with inflation. … Continued

Legislative Staff Coordinating Committee 2020 Legislative Staff Achievement Award Recipients

"Approvals like this one highlight the FDA's longstanding commitment to supporting a competitive marketplace for insulin products," said Patrick Archdeacon, acting associate director for therapeutics in the Division of Diabetes, Lipid Disorders and Obesity, Office of New Drugs..Under Medicare Part D, the government does not negotiate prices like it does for doctors' or hospital fees. Drug prices are established by the private insurers who run Part D drug plans. Those prices are based on what the plans negotiate with drug manufacturers and what drug plans want to make on the drugs in order to operate at a profit. Under current law, however, even when drug plans negotiate a rebate, the law does not require that plans pass the savings along to consumers..The study, which was conducted by the National Bureau of Economic Research, found that a Medicare beneficiary paid 25% of the price of their branded drugs until they reached ,510 in total annual out-of-pocket spending. The patient then fell into the "donut hole" and had to pay for the full cost until they hit ,726, after which they were responsible for a 5% copay. … Continued

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