About one quarter of all Medicare beneficiaries are covered by Medigap polices. Out-of-pocket costs under Medicare are considerable, and most beneficiaries supplement their coverage either by purchasing a Medigap policy or joining a Medicare Advantage plan. Unlike Medicare Advantage, however, Medigap enrollees in most states are not able to switch to another Medigap policy during fall open enrollment, because insurers are not required to cover pre-existing conditions outside of the individual's initial enrollment period. Seventy-two percent of survey participants support extending guaranteed coverage for pre-existing conditions to Medigap, allowing Medigap enrollees greater freedom to switch to other, less costly, Medigap plans..Expanding Social Security by ensuring fair payroll tax policies can not only ensure Social Security solvency for years to come, but can help people enjoy a more comfortable retirement without deep benefit cuts..A report released by the House Oversight Committee last week said that from 2016 to 2020, the 14 top drug companies spent 7 billion on stock buybacks and dividends. That is some billion more than the amount spent on research and development, the report said..Shortly after the announcement, the White House confirmed that many affected by the new actions would be eligible to receive Social Security and Medicare. "If they pay in, they can draw," said White House spokesman, Shawn Turner, according to The Washington Post..Senator Amy Klobuchar introduced S. 62 on January 9, 201It has since been referred to the Committee on Finance..Under current law there are two sets of rules for payment of Social Security benefits to immigrants who worked illegally, depending solely on the date in which the individual was assigned their Social Security number by SSA..CPI Data Through August 2012, Bureau of Labor Statistics, September 14, 201Social Security Monthly Statistical Snapshot, Social Security Administration, July, 2012..Support Grows for CPI-E Act.If you're like most Medicare beneficiaries, you rarely make changes to your health or drug plans, but this is one of the biggest financial mistakes you can make in retirement. Insurers make numerous changes to drug and health plans that increase your out–of–pocket costs every year. Your health changes, and the plans that once were your best deal, may be full of high cost surprises now. Every year new plans, even new plans offered by your current insurer, compete for your business by offering similar or better coverage, for lower costs. Comparing your Medicare plan coverage every year and making changes when it's in your best interest, is one of the most important financial habits to get into.

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"When we raise prices, they mess with people's ability to make good decisions about their health," said Ziad Obermeyer, co-author of the study and associate professor of health policy and management at the University of California at Berkeley. "Those decisions lead to more people dying - health costs need to be priced into these cost-sharing policies.".List prices increased by an average 4.6% in January, which is the largest amount in years. Most list price increases end up trickling down to patients in the form of higher cash and net prices, which is especially important for those who have high deductibles and the uninsured..Thanks to all of you who so willingly spent your time and shared your opinions. Surveys can influence votes! TSCL recently released the results of the 2013 survey to the media, and is sharing the findings of this key annual Senior Survey in meetings with Members of Congress. To participate in TSCL polls and surveys, visit. … Continued

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However, as you may already suspect, that's not necessarily the way our government calculates the change in price. The federal government doesn't simply calculate the difference in cost of navel oranges from one period to another. If another type of orange, such as Valencia is priced lower, at .39 per pound in June when navel oranges are .49, then our government assumes you buy the lower-cost orange, whether or not you actually do so. The price change from .39 in December of 2018 for the navel oranges to .39 in June of 2019 for the Valencias would show no price increase at all for oranges. It would show prices are flat, and that would be reflected then in the overall CPI. One obvious problem is the fact that consumers can't always readily substitute lower-costing items in certain expenditure categories, especially for things like medical services and prescription drugs..Tim Kaine is a United States Senator from Virginia. In the Senate he is a member of the Health, Education, Labor, and Pensions Committee. He is one of 30 people in American history to have served as a Mayor, Governor, and United States Senator..Are you making the most of your money? A new online website and tool, EconomicCheckUp®, can help you get a better understanding of your financial situation and find personalized, appropriate solutions to save money. You can use it to find work, learn to better manage your budget and explore options to reduce debt, or to explore options to use home equity. … Continued

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