their coverage, losing all of the money they paid..New legislation passed in the House to repeal and replace Obamacare puts access to health care for the sickest, poorest, and even older Americans on Medicare at risk, warns The Senior Citizens League. Says TSCL's Medicare and Social Security policy analyst, Mary Johnson, "The GOP's American Health Care Act:.If you are under age 65 and uninsured, be sure to claim the correct income if you purchase health insurance through or a state health insurance exchange. When you purchase health insurance through the federal or a state health insurance exchange, you may qualify for a subsidy that helps lower the costs of your premiums. In reality that subsidy is an advance tax credit based on income. If you received a subsidy in 2014, and your income is higher than you estimated, you could wind up having to pay some or even all of it back at tax time. If your income has gone up, contact or your state insurance exchange to update your information. Coverage for 2014 ends December 31, 201Open enrollment for 2015 is now underway and runs through February 15, 2015..This week, lawmakers returned to Capitol Hill and two committees held hearings to discuss the opioid epidemic. In addition, The Senior Citizens League saw support grow for several key bills..While the bill did win approval by the Appropriations Subcommittee this week, its future remains uncertain. Typically, bills that are advanced by Appropriations Subcommittees on Tuesdays are considered by the full Committee on Thursdays. However, the Labor-HHS-Education bill is not currently on the schedule, and Sen. Tom Harkin Chairman of the Subcommittee has said "there are no plans" for a full Committee markup. Some are speculating that, with the November elections looming, lawmakers are hoping to avoid the politically tough votes on amendments that come along with Labor-HHS-Education spending packages..A new report suggests that "product hopping" - a practice by drug companies to extend their patents on profitable drugs - costs American consumers and the U.S. health care system billions of dollars each year..TSCL believes modestly higher retirement benefits are needed by a majority of people at or nearing retirement. A number of national studies indicate that millions of older Americans are entering retirement without the financial resources to cover retirements that may stretch 30 years or more. A 2015 report from the U.S. Government Accountability Office that says about one - half of households 55 and older have no retirement savings, and many of those that do run the risk of falling short of income.."Medicare And The Federal Budget, Comparison of Medicare Provisions," Kaiser Family Foundation, March 2013..Avoid Falling for this Scam:

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We hope you will use these points and contact your own Senators and Representatives and tell them you are absolutely opposed to any payroll tax cut.."The world's biggest drug makers and their trade groups have cut checks to 356 lawmakers ahead of this year's election - more than two-thirds of the sitting members of Congress, according to a new STAT analysis..sources of income to add to your Social Security. Here's how: … Continued

After Death Panel Nonsense Medicare Adopts Improved Hospice Policy

TSCL agrees that solvency issues for both programs should be addressed as soon as possible so that any changes may be phased in gradually. However, we do not support increased cost-shifting or harsh benefit cuts for seniors. Both Subcommittees will likely hold more hearings on reforming the two programs in the coming months. TSCL will continue to monitor the ongoing debate..In fact, according to research by The Senior Citizens League, homeowner's insurance has grown 199 percent since 2000, making it one of the fastest growing costs that retirees face, second only to prescription drug costs. Joe reports that his homeowners and car insurance have increased every renewal period over the past two years. His homeowner's premiums rose from ,284 a year to ,566, an increase of 22 percent. Joe's auto insurance premiums increased 0 over the last four renewal periods, which are every six months, despite no tickets or accidents. Government subsidized FEMA flood insurance this year increased 7.4%..Medicare Part A pays for hospital in-patient care, as well as short term stays in skilled nursing facilities, home health and hospice services, in addition to covering a portion of payments paid to private insurers for the care of Medicare Advantage enrollees. It's funded through payroll taxes of 2.9% on earnings, with workers and employers each paying 1.45%. Workers pay Medicare taxes on all earnings. There is no wage limit subject to Medicare taxes as there is for Social Security. … Continued

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