How Social Security Can Be Fixed Without Deep Cuts.As of June 30th, the fate of the Senate's repeal and replace healthcare bill remains uncertain. The legislative in the Senate has avoided full bipartisan committee consideration and open hearings. We urge you to contact your Members of Congress and tell them NO to Medicaid cuts..Visit the customer service desk and request a refund of the overcharge. If you paid by credit card, make sure you have the card with you for a credit. This may resolve the problem. If it doesn't, contact your drug plan, tell them the problem, and request forms to file for claim reimbursement..According to TSCL's 2017 Senior Survey, 8% of survey respondents said that their benefits have been withheld by Social Security due to excess earnings. Unless you have a terminal illness and are not expected to live very long, we strongly recommend that you consider delaying the start of your Social Security benefit until you are 66 or older when you will be eligible for the full, unreduced amount. To get the maximum, consider working until age 70 if you can. Your benefit will grow by 8% per year if you do..IPAB Repeal Bill Approved by House.TSCL does not make campaign contributions because we are funded by our supporters like you, and we simply don't have the millions of dollars like drug companies do. Instead, we rely on you and your vote. Elected officials care about money, but they care even more about your vote..Adding to the confusion, the program will affect beneficiaries differently depending on the area of the country in which they live, and how they are getting their supplies and durable medical equipment. Effective July 1, 2013, in most cases if you have "Original" Medicare coverage and get items in the new program areas, Medicare will only help pay for these items if they're provided by contract suppliers..The high cost of healthcare and the significant cost of serious illness or dementia is climbing at one of the most rapid rates in years. Last year TSCL's annual Senior Survey found that 29% of survey respondents spent up to one-half of their Social Security benefits on healthcare costs, up from 25% the previous year. Another 18% spent more than one-half of their benefits on healthcare, up from 13% the previous year..Under current law, the federal government matches state Medicaid spending for everyone whose income is low enough to qualify, which is tied to the federal poverty level of ,060 or ,240. Under current law, as Medicaid spending increases due to rising program costs there are no caps on what the federal government contributes. Under the House and Senate health care bills, the federal government would switch to reimbursing states using a capped amount, regardless of the actual growth in costs in a state. If costs grow faster states would have to make up the difference.

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Lawmakers Aren't Giving Up On Benefit Cuts.If you're like most Medicare beneficiaries, you rarely make changes to your health or drug plans, but this is one of the biggest financial mistakes you can make in retirement. Insurers make numerous changes to drug and health plans that increase your out–of–pocket costs every year. Your health changes, and the plans that once were your best deal, may be full of high cost surprises now. Every year new plans, even new plans offered by your current insurer, compete for your business by offering similar or better coverage, for lower costs. Comparing your Medicare plan coverage every year and making changes when it's in your best interest, is one of the most important financial habits to get into..Because Medicare Advantage plans receive a capped monthly reimbursement for each beneficiary, TSCL is concerned that there is a potential financial incentive for Medicare Advantage plans to inappropriately deny some services or prescriptions in an attempt to increase their profits. Denial of medically necessary care and prescriptions can worsen your health, as well as leading to high out-of-pocket costs, financial burdens, and debt. … Continued

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For information on upcoming town hall meetings, click HERE. For updates on the progress of the BCRA in the coming days, follow TSCL on Twitter or visit the Legislative News section of our website..case feels just as crummy..Most Americans are under-informed about their Social Security retirement choices, and they don't mind saying so. The fact is the Social Security Administration isn't structured to provide understandable personal guidance or one-on-one counseling. It's almost totally automated and dependent on applicants having access to a computer and a good internet connection. … Continued

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