Eliminating the "cash cliff" that hits when a disabled beneficiary earns more than ,090 in any given month and is immediately cut off from benefits. The cash cliff serves as a workforce disincentive and could be addressed by simply adopting the method used in the retirement program, where monthly benefits are reduced by for every in earnings over ,310, thus providing an improved earning opportunity..TSCL enthusiastically supports H.R. 1391 since it would strengthen the program without cutting benefits for seniors. We were very pleased to see support grow for it this week..While the legislation made some changes to Social Security and did not cut benefits of any current retirees, it did end a complicated benefit claiming strategy known as "file and suspend" for people very close to retirement. Although the legislation closes an unintended "loophole," the strategy was one of the few means married couples had to maximize their payouts. A similar provision was contained in Obama's 2015 fiscal year budget and was estimated to cut Social Security costs by as much as .5 billion annually..Editor's note: We regret the passing of Representative Elijah E. Cummings, who died October 17, 201He will be remembered for many things, including his stand on cutting high healthcare costs for American families..TSCL was pleased to see support grow for H.R. 1251 and S. 427 this week, and we will continue to advocate for them tirelessly in the months ahead. For more information, visit the Bill Tracking section of our website..According to TSCL's 2017 Senior Survey, 8% of survey respondents said that their benefits have been withheld by Social Security due to excess earnings. Unless you have a terminal illness and are not expected to live very long, we strongly recommend that you consider delaying the start of your Social Security benefit until you are 66 or older when you will be eligible for the full, unreduced amount. To get the maximum, consider working until age 70 if you can. Your benefit will grow by 8% per year if you do..Majority Of Retirees Would Raid Savings Or Borrow For Financial Emergencies Says New Poll By The Senior Citizens League.Proponents of Executive Action say it's unlikely that illegals would file a lot of claims for Social Security benefits. People need to work about ten years and meet age eligibility requirements to file a claim for retirement benefits, and most illegal immigrants are young. But the rules for disability benefits are different. Depending on age, young disabled workers could qualify for benefits with as little as 1.5 years of work history. And, under current policies, illegal immigrants who receive a work-authorized Social Security number can become entitled to benefits that could be calculated on earnings from prior work under invalid and fraudulent Social Security numbers..The study was supported by the National Institutes of Health.

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The other alternative will be a "continuing resolution," know as a "CR," something that has happened so many times before in recent history when Congress has not been able to get its work done on time...The health premium subsidy will be paid on your behalf directly to your selected insurance plan, and you will get tax credits that reduce the total amount of tax you owe to the IRS. This can mean a bigger refund if you don't owe. The credit begins with insurance that starts January 1, 2014 or later. … Continued

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Homeowner's, auto, and flood insurance are three of Joe's fastest rising costs, since he lives on the eastern coast of the Florida. The insurance industry says that homeowners and auto insurance costs are impacted by both the number and intensity of severe storms in recent years..Social Security and Medicare are promises to our seniors we cannot break. Seniors need to know they can trust their guaranteed benefits earned through hard work will not change..But so far Members of Congress haven't received a paycheck. Eric Pianin, a journalist who covers the federal budget for The Fiscal Times, perhaps expressed it best as a "brilliant budget tactic that backfired." The House last March passed a new budget along party lines that would achieve a surplus within ten years, mainly through deep spending cuts and reforms to Medicare, Medicaid and other entitlements. Earlier this spring the Senate took up the challenge and passed a .6 trillion budget that has greatly different priorities for spending and taxes than the budget passed by the House. But neither Senate nor House negotiators have met in conference where the two chambers would negotiate differences and produce a compromise budget agreement. … Continued

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