How To Ease Back To School AnxietyYour Social Security benefits are affected by the Windfall Elimination Provision. It affects people who have worked in jobs covered by Social Security and other jobs in which Social Security taxes were not taken out of your pay - like some government jobs, or for employers in other countries. The good news is that the WEP does not apply to survivors benefits, and because your wife worked in a private sector job that was covered by Social Security, she's not affected by the Government Pension Offset - a similar provision that reduces spouses and survivor benefits..This week, appropriators in the House and Senate revealed a unique proposal to prevent a government shutdown on December 11th. It would fund the entire federal government through the remainder of the fiscal year, except for the Department of Homeland Security. That agency would only receive funding through the next three months, which should buy lawmakers enough time to solidify a legislative response to President Obama's recent immigration orders..The Democratic leadership in the House has announced that the House will not take its August break until the next pandemic relief legislation is passed but so far we have seen no indication regarding the intentions of the Republican-run Senate. As of right now, the Senate is scheduled to be out of session from August 10 until September 7. … Continued
Blog Lights On Afterschool Highlighting The Importance Of Program QualityCo-pays and coinsurance: This refers to the portion of the cost of services that you pay out-of-pocket. Co-pays are a fixed amount that you will pay for each service. For example, in a Medicare Advantage plan, you may be billed a co-pay of to see a primary care physician and to see a specialist. On the other hand, coinsurance is a variable amount. It is a percentage of the cost of the service. Theoretically if the total cost of the service is ,000 and you pay 20% coinsurance, your cost could be about 0. Under Medicare Advantage your health plan negotiates the cost of service, thus you would want to call your plan to get an idea what your total out-of-pocket costs would be, and whether your provider is a preferred provider. Under most Medigap policies, the Part B co-insurance cost is covered in large part, but there still could be some "excess charges" that you pay out of pocket..By Representative Mike Garcia.These settlements are only a good deal for the drug manufacturers involved brand name and generic. They are a flat-out bad deal for patients. Pay-for-delay deals make necessary prescriptions unaffordable for many seniors and their families. … Continued