President Obama and House leadership are discussing support of a more "limited approach" to immigration reform. Under discussion is a plan to grant illegal immigrants limited legal status by providing the right to work in the U.S., but not citizenship..What are budget cutters looking at? Here are a few key proposals under discussion. After reviewing these, tell us what you think by taking our survey..years, seniors participating in TSCL surveys say they are putting off visits to.The coronavirus emergency spending bill that Congress just passed was not "paid for," in Washington's language. It was added to the deficit, which means the government will borrow the money to pay for it..The plan would comprehensively reform Medicare by transforming it into a "premium support" program, where seniors would be given vouchers by the federal government to purchase private health insurance coverage on a federal exchange. Experts predict that "premium support" models like the one laid out in the "Budget for a Brighter American Future" would result in substantially higher out-of-pocket costs for Medicare beneficiaries over time..Nonetheless, this weekend the President said he will carry out his threat and veto the bill. It is not clear if all Republican members of Congress who voted for the bill will do so again and override Trump but there were large enough majorities in both houses that they could lose a few votes and still override..TSCL enthusiastically supports these measures since they would go a long way in increasing access to more affordable prescription drugs for Medicare Part D beneficiaries. However, President Obama's budget request does include one reform to the Medicare program that TSCL opposes. It would increase means testing by requiring middle-class Medicare beneficiaries to pay higher Part B and Part D premiums. TSCL believes means testing within the program has gone far enough with recent increases under the Affordable Care Act, and we know that middle-class seniors simply cannot afford to pay higher out-of-pocket Medicare costs..For more information about town hall meetings near you during the holiday recess, call the local offices of your Members of Congress. For contact information, click HERE..Fix the flooring. What's underneath the worn-out carpeting? Homes that were built in the 60's often had hardwood floors that were covered by carpeting. But today, hardwood floors are hot with homebuyers who may otherwise run the other way at the sight of dirty out-dated carpet. Get rid of the old carpeting and refinish the hardwood floors. You may need to replace carpeting if plywood subflooring was used instead of hardwood. Unless the flooring in the kitchen and bathrooms is in mint condition, replacing it also tends to pays off.

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What you propose is an interesting concept. It would be possible to design such cost of living adjustment option in several different ways. For example, the COLA could be calculated based on the national average retiree benefit in the current year. This amount could be adjusted using the current method the Consumer Price Index for Urban Wage Earners and Clerical Workers, or the use of a seniors' consumer price index such as the Consumer Price Index for the Elderly. The law could even add a provision that the COLA would never be lower than a certain amount - such as 3%..The base Medicare Part B premium that covers doctors and hospital outpatient services increased .00 in 201Overall healthcare costs are forecast to rise 7.5% this year - more than four times the amount of the COLA increase..Making matters worse, many who are impacted by the WEP and GPO are unaware of their existence until they file for benefits and retire. Chairman Johnson said on Tuesday, "The Social Security statement that is required by law shows them … the amount of Social Security benefits they would receive if the WEP and GPO didn't exist. These workers, just like every other American, have a right to know what their Social Security benefits will be so they can best prepare for their retirements." … Continued

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Check the insurer's financial strength. Since you may have your.The letter and the fact sheet leave out the most important part of the calculation - the additional lifetime income that one could expect to receive over a 20 30 year retirement, if one delays benefits up to age 70. That can add up to tens of thousands of dollars if you are in reasonably good health. In fact, Social Security's publications tend to imply that people get about the same amount of benefits if they start benefits early because they receive the reduced benefit over a longer period of time. That isn't necessarily the case..This week, lawmakers in the Senate voted on three health reform bills that would have repealed and replaced parts of the ACA if enacted. All three of the bills the Better Care Reconciliation Act, the Obamacare Repeal and Reconciliation Act, and the Health Care Freedom Act better known as the "skinny repeal" bill failed to win passage on the Senate floor. … Continued

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