If you plan to cash out your home equity, it's important to have a very clear idea of how that money will be used and how it would benefit your retirement plan. For example, refinancing to do repairs and make improvements that add value and safety to your home benefit your retirement plan. Taking money out for a vacation or to support adult children doesn't offer any financial benefit to your retirement..Sen. Mark Begich introduced S. 896 on May 8, 201It has since been referred to the Committee on Finance..This week, TSCL announced its support for new legislation from Congressman Walter Jones that would create a Social Security guarantee for all eligible recipients. The Social Security Guarantee Act, if adopted, would guarantee by law the right of individuals to receive Social Security benefits in full and with accurate annual cost-of-living adjustments..Get started now on a financial habit that can give you big savings for the time you invest in shopping around..Higher out-of-pocket costs: The drawback to MA plans is higher out-of-pocket costs. Where Medigap supplements pay most or almost all of your covered out-of-pocket costs, there are co-pays and deductibles for most services received through MA plans. Depending on the type of MA plan you are considering you may be required to use a narrower network of healthcare providers in order to get the lowest costs. If you are considering an HMO you will be required to use only the doctors, hospitals and providers in the HMO network, or neither the MA plan nor Medicare will reimburse your bills..But you can help put a stop to the suspicious phone calls - report them! Here's the info that you will need:.Upon introducing the bill, Rep. Grayson said, "Our seniors built this nation. Our veterans sacrificed to defend it. We owe them so much. This modest raise is one way to repay them.".TSCL encourages you to stay informed and ask questions about any and all issues that matter to you! Our site offers information on how to contact your Member of Congress, weekly and monthly legislative updates, petitions, and congressional responses to our petitions. Simply click on the links on the right-hand side of your screen..This week, the White House held its day-long Conference on Aging and The Senior Citizens League announced its support for one new piece of legislation.

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TSCL supports a number of bills that would tie the COLA to the Consumer Price Index for Elderly Consumers. To learn more, visit online at..lucky enough to be in the middle of the fall Part D Open Enrollment period,.This week most members of the House and Senate are back in their districts or states meeting with constituents or otherwise conducting business there. A few have stayed in Washington to take part in hearings that are scheduled this week, although since many hearings are now held virtually, they do not necessarily have to be in Washington. … Continued

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TSCL would like to remind you to contact your Members of Congress while they are in their home states and districts. Many Senators and Representatives will attend local events or schedule town hall meetings throughout the August recess. We encourage you to approach them and request their support for fair cost-of-living adjustments, Totalization agreement reform, and other key issues..To allow this situation to languish so long is a national disgrace when there's a surprising high level of bipartisan support for Notch Reform through "The Notch Fairness Act." This legislation would allow Notch Babies born from 1917 through 1926 a choice between a lump-sum of ,000 payable over a four-year period, or a higher monthly benefit. As of this writing, more than 94 cosponsors have signed on..The Congressional Budget Office estimates that there would be costs both to Social Security and Medicare, primarily for disability benefits starting as early as 2017, assuming enactment into law this year. The CBO said, however, that the new TSCL-supported amendment would save the programs about billion over the first 20 years, with the savings growing greater in the future. … Continued

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