Increase the Social Security cost-of-living adjustment to reflect the inflation experienced by retirees..In some cases, where the surviving spouse is younger, or there is a disabled child, the higher monthly benefit might be preferable because presumably it would be payable for a longer period of time. In addition, the Notch Reform benefit would be split among eligible survivors, for example, a widow and a former divorced spouse. Under these circumstances the higher monthly benefit may also yield more than the lump-sum. But for most Notch Babies or their survivors, TSCL believes the lump-sum would provide a higher benefit..I set the glasses back down on the window ledge, fill a container with water and suddenly spot the TV remote..In 2010, 2011, and 2016 there was no COLA payable at all and, in 2017, the COLA was just 0.03 percent. Likewise, in 2018, the COLA was 2 percent, but rising Part B premiums consumed the entire increase for roughly half of all beneficiaries..With inflation soaring in 2021, The Senior Citizens League has received dozens of emails from retired and disabled adults who say they have cut back on prescription drugs to cope with rising costs, because they have no savings. Said one disabled retiree, "My husband and I have Social Security as our only income. All of our savings went to pay my medical bills. I have seven prescriptions and my husband has three. They are each a minimum of co-pay per month. We have no extra money. Our grocery budget is the only place we can cut from if we want to pay medical bills.".What to Do When Your Doctor Prescribes an Expensive Medication that Your Insurance Doesn't Cover.Upon introducing the bill, Sen. Brown said, "For many Americans, Social Security benefits are the foundation of their retirement security. But many of our public sector workers like teachers and first-responders have seen their benefits reduced for years because of unfair laws that target them … These workers have taught our children and kept our communities safe. It's time they receive equal treatment under Social Security law.".Low-income seniors, including about one-quarter of all Notch Babies, may be feeling the effects of the expiration of federal stimulus funding for Medicaid that ended recently. The recession drove up Medicaid enrollment sharply, but the federal government stepped in with extra funding to help states cover the costs. Increased enrollment and decreased funding have led states to eliminate some benefits and increase the co-payments they charge..TSCL is working with Members of Congress for the "Guaranteed 3% COLA for Seniors Act, introduced by Representative Eliot Engel. The bill directs the Bureau of Labor Statistics to prepare and publish a monthly CPI-E and uses it to calculate the annual Social Security COLA. And in the case when inflation is low, the bill would provide an annual COLA of at least 3%.

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The federal government remained partially closed this week for the fifth straight week. It remains the longest government shutdown in United States history, and at the time of writing this week's legislative update, only minor progress had been made towards a bipartisan deal to end it..Age doesn't matter for contributions to some types of 401s. Regardless of age, you can continue to contribute to a traditional 401 as long as you own less than 5% of the business you are working for. You aren't required to take required minimum withdrawals..to try and a 7-day free sample. She felt better right away. Routine physicals … Continued

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The Senior Citizens League opposes the plan that was advanced by the Budget Committee this week since it would lead to increased costs for Medicare and Medicaid beneficiaries, and it would cut benefits for Social Security recipients. Instead, we support legislation like the Social Security 2100 Act and the Improving Access to Affordable Prescription Drugs Act, which would strengthen and reform the Social Security and Medicare programs responsibly, without cutting benefits for current or future retirees..TSCL is highly concerned about the Totalization Agreement since it would likely add billions in costs to Social Security and drain Social Security benefits from American citizens who retire in the future. The Agreement would also increase exponentially the number of foreign workers claiming Social Security benefits. Social Security law currently allows non-citizens, who at some point obtain work authorization and a valid Social Security number, to claim benefits. Under current policy, Social Security uses all earnings regardless of a workers' legal status at the time the work was performed, to determine entitlement to benefits - including earnings while working illegally in the U.S. Such work could have been done while using an invalid or even fraudulent Social Security number. Several Members of Congress have introduced legislation that would prevent the Totalization Agreement from moving forward and that would give Congress more oversight over Totalization agreements with other nations. In addition, anti-Totalization legislation opposes Social Security benefits going to those who worked in the United States while illegal.."TSCL surveys indicate there is no support for benefit cuts among older voters," Johnson says. "We have learned, however, that there is widespread support to boost the amount of wages subject to the Social Security payroll tax, and to provide more adequate Social Security income," she says. "Raising the Social Security taxable maximum is a way to do both," she points out. … Continued

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