What Is The Key To A Long LifeAn individual's earnings are the basis for how the Social Security Administration calculates the initial retirement benefit. The benefit formula uses the 35 years of highest earnings to determine the average monthly wage. Low earnings and years of no earnings in one's earnings record, decreases the average monthly wage used to determine the monthly benefit. Initial benefits are pulled down with it. To boost benefits, some women today are working much longer than they anticipated to fill those gaps in their earnings records..Check community health centers or senior services department. Low - cost dental services may be available to low-income people age 62 and up, but services may be limited and there may be long waiting lists. To learn more, check with your area agency on aging to learn if there are programs near you..This year, on Tuesday, February 16, Sen. Rob Portman of Ohio, will be reading Washington's address. Portman has announced that he will be retiring from the Senate when his term expires next year. … Continued
Blog Presidential Primaries And More In The December CanvassIf you have limited income and savings, there are three Medicare Savings Programs that help pay Medicare costs. If you qualify, your Medicare Part B premium will no longer be deducted from your monthly Social Security check. Over the rest of the year, that could be worth an extra 4.60 per month in your Social Security check, and more than ,300 in higher Social Security income through the end of the year. If you qualify, you will automatically get Extra Help, the Medicare program that helps with Part D prescription drug costs..Medicare Part D prescription drug coverage hit a new milestone this year. The highly - loathed "doughnut hole" or "coverage gap" closed this year. But that doesn't mean prescriptions will be free. The co-insurance in the former Part D doughnut hole dropped to 25% of all drug costs. That's the good news. But the out of pocket spending that's required to qualify for catastrophic drug coverage took a big jump, from ,100 in 2019, to ,350 an increase of ,250. That's the biggest jump in the out-of-pocket threshold since the start of Part D in 2006..Government and private economists are warning of major financial turmoil and another recession if Congress can't get their act together to address the rising level of federal debt that is estimated to equal 70 percent of our total national output by the end of the year. Our nation's ability to pay the interest and its debt obligations has everything to do with our benefits. … Continued