Highly recommended reading: "How To Make Your Money Last, The Indispensible Retirement Guide," Jane Bryant Quinn, January, 2016..everything just crashes. By the time we turn 65 and eligible for Medicare,.And drug list prices continue to increase every year. As health insurers and employers pay more, they often pass those costs to consumers in the form of higher premiums, deductibles, and copayments..CDI investigates disability claims that State disability examiners believe are suspicious. The program's primary mission is to obtain evidence that can resolve questions of fraud before benefits are ever paid. These investigative units also provide reports to examiners during continuing disability reviews that can be used to end benefits of people who are ineligible for benefits and gaming the system. Let's tell Congress to say NO to Social Security disability insurance cuts - and ask lawmakers to strengthen our successful anti-fraud prevention programs..In the meantime, leaders in Congress are working on a plan to fund the federal government past January 19th. In a joint statement released on Wednesday, Senate Majority Leader Mitch McConnell and Speaker of the House Paul Ryan said: "It is important that we achieve a two-year agreement that funds our troops and provides for our national security and other critical functions of the federal government.".This issue has just popped up and TSCL will be in contact with members of Congress to do all we can to prevent these looming cuts and we will keep you advised as to how things are going..A Kaiser Family Foundation study has found that ten percent of prescription drugs make up the majority of Medicare drug spending..can backfire, leaving you with bigger health problems and bills down the road..The House Democratic bill would allow Medicare to negotiate drug prices, and then force drug companies to lower the prices they charge private insurers or impose huge fines on the companies. Pelosi said she wants it to be part of a special budget bill that can pass the Senate without Republican support since it is immune from the filibuster.

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The prospects for an adequate Cost-of-Living Adjustment boost for 2013 are dimming. The rate of inflation, as measured by the Consumer Price Index, is decelerating at the fastest pace in three years. A low COLA would leave the seniors, especially those with the lowest Social Security benefits, with less money to cover Medicare premiums that are automatically deducted from monthly payments..Under the policy, illegal immigrants younger than the age of 30, who came to the United States before the age of 16, will be allowed to remain in the country without risk of deportation and to get work permits if they have been law abiding and meet certain requirements. Although the policy does not grant legal status, work authorization would provide access to Social Security numbers..A new report suggests that "product hopping" - a practice by drug companies to extend their patents on profitable drugs - costs American consumers and the U.S. health care system billions of dollars each year. … Continued

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Once lawmakers return from next week's holiday break, they will have just a few days to pass a continuing resolution to keep most of the federal government operating past December 7th. Should they fail to reach an agreement before then, part of the federal government will shut down like it did earlier this year. The Senior Citizens League is hopeful that lawmakers will act responsibly to keep the federal government fully funded so that essential programs like Social Security and Medicare can operate as smoothly as possible..check-ups. Often, it's insidiously hard to tell whether a problem really is.TSCL is strongly opposed to plans to "chain the COLA." Such a switch has been estimated to reduce Social Security benefits by about 7% over a 30-year retirement. An average benefit of ,300 in 2017 would be about 5 per month less at the end of the period than it would be using the current CPI. An index that causes higher taxes, and lower retirement benefits, make the chained CPI a bad deal for older Americans. … Continued

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